Champaign County property record for 607 E Douglas St, Saint Joseph, IL 61873
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 758 sqft · built 1977 |
| Lot Size | 0.2 acres (8,729 sqft) |
| Owner | Individual Name on File |
| Last Sale | $247,000 (Nov 2025) |
| Tax Bill | $3,884 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Nov 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-14-252-003 |
| Primary APN | 28-22-14-252-003 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 758 sqft Living Area |
| Gross Area | 2,388 sqft |
| 1st Floor Area | 310 sqft |
| Basement Area | 758 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 8,729 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 872 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 607 E DOUGLAS ST |
|---|---|
| City | SAINT JOSEPH |
| State | IL |
| Zip | 61873-9023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 WOODINS, J.J., 2ND ADD |
| Legal Range | 10E |
| Legal Township | 19N |
| Legal Section | 14 |
| Legal Subdivision | WOODINS, J.J., 2ND ADD |
| Legal Lot Number | 1 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 10701 |
Source: Champaign County records · APN 28-22-14-252-003
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 607 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage THE GIFFORD STATE BANK |
| Nov 05, 2025 | Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING |
| Oct 12, 2021 | Warranty Deed, Transfer · Closed-End Mortgage THE GIFFORD STATE BANK |
| Aug 01, 2017 | Deed of Trust, Mortgage · Line of Credit THE GIFFORD STATE BANK |
| Sep 22, 2020 | Deed of Trust, Construction Loan · Line of Credit GIFFORD ST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2025 · Amount on Record |
| Deed Sale | Nov 05, 2025 · Amount on Record |
| Prior Sale | Oct 12, 2021 · Amount on Record |
| Deed Document Number | 202516977 |
| Prior Transfer Date | Sep 15, 2021 |
| Prior Transfer Doc | 0000024233 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 607 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 607 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9023 |
| Document Number | 0000010580 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022R10580 |
| Name | THE GIFFORD STATE BANK |
|---|---|
| Type | Bank |
| Address | GIFFORD, IL 61847 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 03, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Nov 05, 2025 |
| Property Address | 607 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9023 |
| Document Number | 0000016977 |
| Map Reference | MB B PG 37 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025R16977 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 607 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9023 |
| Document Number | 0000016978 |
|---|---|
| Date | Nov 05, 2025 |
| Instrument | 2025R16978 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Change Frequency | 7 Years |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Oct 12, 2021 |
| Property Address | 607 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9023 |
| Document Number | 0000024233 |
| Map Reference | MB B PG 37 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021R24233 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | ACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 607 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9023 |
| Document Number | 0000024234 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021R24234 |
| Name | THE GIFFORD STATE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 15, 2026 |
| Rate | 4.05% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 607 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014309 |
|---|---|
| Date | Aug 01, 2017 |
| Instrument | 2017R14309 |
| Name | THE GIFFORD STATE BANK |
|---|---|
| Type | Bank |
| Address | GIFFORD, IL 61847 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 20, 2022 |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Sep 22, 2020 |
| Property Address | 607 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9023 |
| Document Number | 0000019233 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 19233 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 27, 2020 |
| Title Company | ALLIED CAPITAL TITLE, ALLIED CAP TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 607 E DOUGLAS ST ST JOSEPH IL 618739023, ST JOSEPH, IL 61873-9023 |
| Document Number | 0000019233 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 19233 |
| Name | GIFFORD ST BK |
|---|---|
| Type | Bank |
| Address | GIFFORD, IL 61847 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 21, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.4% |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | St. Joseph Township |
| Municipality | St. Joseph Village |
| Elementary School District | St. Joseph Community Consolidated School District 169 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,490 (+5.81%) Land $8,680 Building $55,810 | $193,470 (+5.81%) Land $26,040 Building $167,430 | |
| 2024 | $3,884.00 (+15.42%) Homeowner's exemption | $60,950 (+18.42%) Land $8,200 Building $52,750 | $182,850 (+18.42%) Land $24,600 Building $158,250 |
| 2022 | $3,365.00 Homeowner's exemption | $51,470 Land $6,930 Building $44,540 | $154,410 Land $20,790 Building $133,620 |
Source: FEMA National Flood Hazard Layer as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, MFWireless.
Based on FCC filings for 103 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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