Champaign County property record for 705 E Douglas St, Saint Joseph, IL 61873
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,456 sqft · built 1964 |
| Lot Size | 0.218 acres (9,495 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,000 (Jun 2026) |
| Tax Bill | $3,086 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-14-253-002 |
| Primary APN | 28-22-14-253-002 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 3,276 sqft |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 9,495 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 705 E DOUGLAS ST |
|---|---|
| City | SAINT JOSEPH |
| State | IL |
| Zip | 61873-9025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT 8 COMBS, RUSSELL M., ADD |
| Legal Range | 10E |
| Legal Township | 19N |
| Legal Section | 14 |
| Legal Subdivision | COMBS, RUSSELL M., ADD |
| Legal Lot Number | 8 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10701 |
Source: Champaign County records · APN 28-22-14-253-002
Assessment roll updated April 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD |
| Mar 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD |
| Mar 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Mar 03, 2022 · Amount on Record |
| Deed Document Number | 20269989 |
| Prior Transfer Date | Jun 16, 2015 |
| Prior Transfer Doc | 0000013924 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 30, 2026 |
| Property Address | 705 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9025 |
| Document Number | 0000009989 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20269989 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,753.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9025 |
| Document Number | 0000009990, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20269990 |
| Name | BANK OF SPRINGFIELD |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 03, 2022 |
| Property Address | 705 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9025 |
| Document Number | 0000004048 |
| Map Reference | MB K PG 169 |
| Instrument Date | Mar 02, 2022 |
| Instrument | 2022R04048 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9025 |
| Document Number | 0000004049 |
|---|---|
| Date | Mar 03, 2022 |
| Instrument | 2022R04049 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 23, 2020 |
| Property Address | 705 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9025 |
| Document Number | 0000004529 |
| Map Reference | DOC541357 MB K PG169 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 2020R04529 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9025 |
| Document Number | 0000004530 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2020R04530 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2030 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | St. Joseph Township |
| Municipality | St. Joseph Village |
| Elementary School District | St. Joseph Community Consolidated School District 169 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,086.00 (+4.57%) | $51,110 (+25.3%) Land $9,110 Building $42,000 | $153,330 (+25.3%) Land $27,330 Building $126,000 |
| 2024 | $2,951.00 (+14.42%) | ||
| 2022 | $2,579.00 Homeowner's exemption | $40,790 Land $7,270 Building $33,520 | $122,370 Land $21,810 Building $100,560 |
Source: FEMA National Flood Hazard Layer as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, MFWireless.
Based on FCC filings for 103 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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