709 E Douglas St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 709 E Douglas St, Saint Joseph, IL 61873

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,747 sqft · built 1959
Lot Size0.216 acres (9,421 sqft)
Owner2 Individual Names on File
Last Sale$149,000 (Mar 2017)
Tax Bill$3,249 (2024)
Deeds & MortgagesOct 2023 Second Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-22-14-253-004

Property Details

APN / Parcel Number

Primary APN28-22-14-253-004

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,747 sqft Living Area
Gross Area3,846 sqft
1st Floor Area1,747 sqft
Basement Area1,747 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area9,421 sqft (0.216 acres)
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address709 E DOUGLAS ST
CitySAINT JOSEPH
StateIL
Zip61873-9025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 COMBS, RUSSELL M., ADD
Legal Range10E
Legal Township19N
Legal Section14
Legal SubdivisionCOMBS, RUSSELL M., ADD
Legal Lot Number6
JurisdictionCHAMPAIGN IL
Township / Civil DivisionST. JOSEPH
Census Block Group3
Census Block3028
Census Tract10701

Owner

Source: Champaign County records · APN 28-22-14-253-004

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address709 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Mar 31, 2017Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 2017 · Amount on Record
Deed SaleMar 31, 2017 · Amount on Record
Prior SaleJan 10, 2011 · Amount on Record
Deed Document Number20175400
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address709 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9025
Transaction TypeMortgage
Record UpdatedOct 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014787
DateOct 16, 2023
Instrument2023R14787
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueOct 11, 2053
Interest
Rate TypeFixed Rate
Rate12.9%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMar 31, 2017
Property Address709 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9025
Document Number0000005400
Map ReferenceMBK PG169
Instrument DateMar 30, 2017
Instrument2017R05400
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$223.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9025

Mortgage

Document Number0000005401
DateMar 31, 2017
Instrument2017R05401
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionSt. Joseph Township
MunicipalitySt. Joseph Village
Elementary School DistrictSt. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$55,660 (+25.3%) Land $9,110 Building $46,550$166,980 (+25.3%) Land $27,330 Building $139,650
2024$3,249.00 (+14.16%)
2022$2,846.00 Homeowner's exemption$44,420 Land $7,270 Building $37,150$133,260 Land $21,810 Building $111,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, MFWireless.

Based on FCC filings for 103 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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