706 Bluff St, Fulton, MO 65251 Property Records

Callaway County property record for 706 Bluff St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,376 sqft · built 2021
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,839 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-05.0-16.0-20-011-007.000`

Property Details

APN / Parcel Number

Primary APN	`13-05.0-16.0-20-011-007.000`
Alternative APN	`1305016020011000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	9,191 sqft (0.211 acres)
Lot Dimensions	16.7 ft deep x 5.5 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	1305016020011007000
Street Address	706 BLUFF ST
City	FULTON
State	MO
Zip	65251-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLK 61 NCP
Legal Range	09W
Legal Township	47N
Legal Section	16
Legal Subdivision	CITY OF FULTON
Legal Block	61
Legal Lot Number	17
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	1
Census Block	1000
Census Tract	70302

Owner

Source: Callaway County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 HAWTHORN ST, FULTON, MO 65251-1421
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Oct 7, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE
Oct 7, 2021	Warranty Deed, Transfer BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE CO
Mar 20, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST MIDWEST BANK PB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025
Deed Sale	Jul 14, 2025
Prior Sale	Jul 14, 2025 · Amount on Record
Deed Document Number	20253808
Deed Book / Page	521 / 200
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jul 14, 2025
Property Address	706 BLUFF ST, FULTON, MO 65251-2036
Document Number	000521/197
Book / Page	521 / 197
Instrument Date	Jul 11, 2025
Instrument	202503805
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 BLUFF ST, FULTON, MO 65251-2036

Mortgage

Document Number	0202503807
Date	Jul 14, 2025
Instrument	202503807

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	706 BLUFF ST, FULTON, MO 65251-2036
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000247/692
Date	Oct 7, 2021
Book Page	247/692
Instrument	202107682

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 7, 2021
Property Address	706 BLUFF ST, FULTON, MO 65251-2036
Document Number	495/469
Book / Page	495 / 469
Instrument Date	Oct 5, 2021
Instrument	202107681
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 BLUFF ST, FULTON, MO 65251-2036

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 20, 2020
Property Address	706 BLUFF ST, FULTON, MO 65251-2036
Document Number	0202001677
Book / Page	166
Instrument Date	Mar 10, 2020
Instrument	202001677
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5175 N HIGHWAY 763, COLUMBIA, MO 65202-1077

Mortgage

Document Number	0202001678
Date	Mar 20, 2020
Instrument	202001678

Lender

Name	FIRST MIDWEST BANK PB

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,839.00 (-0.11%)	$29,765 (-)	$156,660 (-)
2024	$1,841.00 (+0.49%)	$29,765 (-)	$156,660 (-)
2023	$1,832.00 (+1.66%)	$29,765 (+1.62%)	$156,660 (+1.62%)
2022	$1,802.00	$29,290 Land $1,463 Building $27,827
2021			$154,160 Land $7,700 Building $146,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Callabyte, T-Mobile, Verizon.

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