712 Bluff St, Fulton, MO 65251 Property Records

Callaway County property record for 712 Bluff St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,952 sqft · built 1940
Lot Size	0.21 acres (9,191 sqft)
Owner	Company Name on Record
Tax Bill	$1,198 (2025)
Deeds & Mortgages	Nov 2021 Refinance Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-05.0-16.0-20-011-004.000`

Property Details

APN / Parcel Number

Primary APN	`13-05.0-16.0-20-011-004.000`
Alternative APN	`1305016020011000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,952 sqft Living Area
1st Floor Area	934 sqft
Basement Area	934 sqft

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	9,191 sqft (0.21 acres)
Porch	Open Porch
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	1305016020011004000
Street Address	712 BLUFF ST
City	FULTON
State	MO
Zip	65251-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W L0T 1/2' OF LOTS 20 & 21 BLK 61 NCP
Legal Block	61
Legal Lot Number	20-21
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	1
Census Block	1000
Census Tract	70302

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	601 NOAS AVE, CALIFORNIA, MO 65018-1637
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF OTTERVILLE
Mar 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018
Deed Sale	Mar 16, 2018
Deed Document Number	201801558
Deed Book / Page	471 / 406
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	712 BLUFF ST, FULTON, MO 65251-2036
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	247/908
Date	Nov 12, 2021
Book Page	247/908
Instrument	202108529

Lender

Name	BANK OF OTTERVILLE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 16, 2018
Property Address	712 BLUFF ST, FULTON, MO 65251-2036
Document Number	471/406
Book / Page	471 / 406
Instrument Date	Mar 15, 2018
Instrument	201801558
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 BLUFF ST, FULTON, MO 65251-2036

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,198.00 (-0.08%)	$19,388 (-)	$102,040 (-)
2024	$1,199.00 (+0.5%)	$19,388 (-)	$102,040 (-)
2023	$1,193.00 (+2.49%)	$19,388 (+2.51%)	$102,040 (+2.51%)
2022	$1,164.00	$18,913 Land $2,022 Building $16,891
2021			$99,540 Land $10,640 Building $88,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Callabyte, T-Mobile, Verizon.

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