705 Bluff St, Fulton, MO 65251 Property Records

Callaway County property record for 705 Bluff St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,274 sqft · built 2001
Lot Size	0.201 acres (8,756 sqft)
Owner	Company Name on File
Tax Bill	$1,259 (2025)
Deeds & Mortgages	Jun 2026 Transfer Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04.0-17.0-10-031-029.000`

Property Details

APN / Parcel Number

Primary APN	`13-04.0-17.0-10-031-029.000`
Alternative APN	`1304017010031020000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Basement Area	1,274 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	17.5 ft deep x 5 ft wide
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1304017010031029000
Street Address	705 BLUFF ST
City	FULTON
State	MO
Zip	65251-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 1 MCCUES SUB BLK 31 NCP
Legal Range	09W
Legal Township	47N
Legal Section	17
Legal Subdivision	MCCUES SUB
Legal Block	1
Legal Lot Number	2
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	1
Census Block	1000
Census Tract	70400

Owner

Source: Callaway County assessment roll, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2 MELGROVE LN, 200, HANNIBAL, MO 63401-2200
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE CENTRAL TRUST BANK
Jul 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2026
Deed Sale	Jun 10, 2026
Prior Sale	Dec 8, 2025 · Amount on Record
Deed Document Number	20263418
Deed Book / Page	527 / 981
Prior Transfer Date	Jun 9, 2026
Prior Transfer Doc	0000003418
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jun 10, 2026
Property Address	705 BLUFF ST, FULTON, MO 65251-2035
Document Number	0000003418
Book / Page	527 / 981
Instrument Date	Jun 9, 2026
Instrument	20263418
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	705 BLUFF ST, FULTON, MO 65251-2035
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000524/188
Date	Dec 8, 2025
Book Page	524/188
Instrument	202506883

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jul 30, 2021
Property Address	705 BLUFF ST, FULTON, MO 65251-2035
Document Number	494/193
Book / Page	494 / 193
Instrument Date	Jul 30, 2021
Instrument	202105963
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 BLUFF ST, FULTON, MO 65251-2035

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,259.00 (-0.08%)	$20,379 (-)	$107,260 (-)
2024	$1,260.00 (+0.48%)	$20,379 (-)	$107,260 (-)
2023	$1,254.00 (+2.37%)	$20,379 (+2.39%)	$107,260 (+2.39%)
2022	$1,225.00	$19,904 Land $1,341 Building $18,563
2021			$104,760 Land $7,060 Building $97,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1982–2016)
Most Recent Claim	Aug 2016 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Whittrio Fixed Wireless · not low latency	100 / 50

May also be available: Callabyte Technology, T-Mobile USA, Verizon.

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