704 Bluff St, Fulton, MO 65251 Property Records

Callaway County property record for 704 Bluff St, Fulton, MO 65251 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,108 sqft · built 1955
Lot Size	0.307 acres (13,373 sqft)
Owner	Individual Name on File
Tax Bill	$976 (2025)
Deeds & Mortgages	May 2024 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-05.0-16.0-20-011-008.000`

Property Details

APN / Parcel Number

Primary APN	`13-05.0-16.0-20-011-008.000`
Alternative APN	`1305016020011000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	1,108 sqft

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	13,373 sqft (0.307 acres)
Garage Type	Mixed
Garage Area	448 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1305016020011008000
Street Address	704 BLUFF ST
City	FULTON
State	MO
Zip	65251-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 61 NCP
Legal Block	61
Legal Lot Number	16
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	1
Census Block	1000
Census Tract	70302

Owner

Source: Callaway County records · APN 13-05.0-16.0-20-011-008.000

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	704 BLUFF ST, FULTON, MO 65251-2036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2024	Conservator's Deed, Transfer · Conventional Mortgage THE CALLAWAY BANK
Apr 23, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED SECURITY BANK
Apr 23, 2019	Warranty Deed, Transfer · Stand-Alone Refinance UNITED SECURITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2024
Deed Sale	May 16, 2024
Prior Sale	Apr 23, 2019
Deed Document Number	202402385
Deed Book / Page	513 / 200
Record Updated	Jun 08, 2026

May 2024: Conservator's Deed, Transfer

Document Type	Conservator's Deed
Jurisdiction	CALLAWAY MO
Recording Date	May 16, 2024
Property Address	704 BLUFF ST, FULTON, MO 65251-2036
Document Number	000513/200
Book / Page	513 / 200
Instrument Date	May 15, 2024
Instrument	202402385
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 BLUFF ST, FULTON, MO 65251-2036

Mortgage

Document Number	0202402386
Date	May 16, 2024
Instrument	202402386

Lender

Name	THE CALLAWAY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	704 BLUFF ST, FULTON, MO 65251-2036
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201902124
Date	Apr 23, 2019
Instrument	201902124

Lender

Name	UNITED SECURITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Apr 23, 2019
Property Address	704 BLUFF ST, FULTON, MO 65251-2036
Document Number	201902123
Book / Page	437
Instrument Date	Apr 19, 2019
Instrument	201902123
Transaction Type	Transfer
Record Updated	Dec 09, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7057 COUNTY ROAD 403, FULTON, MO 65251-6714

Mortgage

Document Number	201902124
Date	Apr 23, 2019
Instrument	201902124

Lender

Name	UNITED SECURITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Callaway County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$976.00 (-0.1%)	$15,806 (-)	$83,190 (-)
2024	$977.00 (+0.51%)	$15,806 (-)	$83,190 (-)
2023	$972.00 (+3.08%)	$15,806 (+3.1%)	$83,190 (+3.1%)
2022	$943.00	$15,331 Land $2,128 Building $13,203
2021			$80,690 Land $11,200 Building $69,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Callaway County (29027C), updated September 5, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 528 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Socket Telecom	Fiber	2,500 / 2,500	Yes
Spectrum	Cable	1,000 / 1,000	Yes
Whittrio	Fixed Wireless (unlicensed)	100 / 50	No

May also be available at this address: T-Mobile USA, Callabyte Technology, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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