Okaloosa County property record for 706 Beach Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,578 sqft · built 1997 |
| Lot Size | 0.337 acres (14,660 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $13,757 (2025) |
| Deeds & Mortgages | Sep 2020 Sale Feb 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9523-4 |
| Primary APN | C56-000-589-9523-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,578 sqft Living Area |
| Gross Area | 4,700 sqft |
| 1st Floor Area | 846 sqft |
| Upper Floors Area | 1,732 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,660 sqft (0.337 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Driveway | Driveway |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 696 sqft |
| Patio Area | 320 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 706 BEACH DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESUB OF KELLYS ADD TO DESTIN LOT 23 BLK 4 |
| Legal Subdivision | RESUB OF KELLYS ADD |
| Legal Block | 4 |
| Legal Lot Number | 23 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 189, PANAMA CITY, FL 32402-0189 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Sep 23, 2020 | Warranty Deed, Transfer PRATT AYCOCK TITLE LLC |
| Feb 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 4, 2014 |
| Transfer Doc | 0031772710 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 23, 2020 |
| Property Address | 706 BEACH DR, DESTIN, FL 32541-1607 |
| Document Number | 0034933201 |
| Book / Page | 003493 / 003201 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 3392827 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2020 |
| Title Company | PRATT AYCOCK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 189 PANAMA CITY FL 324020189, PANAMA CITY, FL 32402-0189 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 13, 2020 |
| Property Address | 706 BEACH DR, DESTIN, FL 32541-1607 |
| Document Number | 0034440031 |
| Book / Page | 003444 / 000031 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 3337453 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 334 GRACEVILLE FL 324400334, GRACEVILLE, FL 32440-0334 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,757.00 (+5.94%) | $1,161,633 (+0.87%) Land $418,071 Building $743,562 | $1,161,633 (+0.87%) Land $418,071 Building $743,562 |
| 2023 | $12,986.00 (+9.54%) | $1,151,561 (+11.14%) Land $401,991 Building $749,570 | $1,151,561 (+11.14%) Land $401,991 Building $749,570 |
| 2022 | $11,855.00 | $1,036,160 Land $348,044 Building $688,116 | $1,036,160 Land $348,044 Building $688,116 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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