Okaloosa County property record for 650 Beach Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,150 sqft · built 1989 |
| Lot Size | 0.52 acres (22,667 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $391,800 (Oct 2014) |
| Tax Bill | $10,491 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9527-5 |
| Primary APN | C56-000-589-9527-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,150 sqft Living Area |
| Gross Area | 6,203 sqft |
| 1st Floor Area | 3,630 sqft |
| Upper Floors Area | 72 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 22,667 sqft (0.52 acres) |
| Lot Dimensions | 160 ft deep x 155 ft wide |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 1,474 sqft |
| Patio Area | 145 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 650 BEACH DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESUB OF KELLYS ADD TO DESTIN LOTS 4 & 5 BLK 6 1102-1652 & 702-811 LESS BEG SE COR LOT 5 BLK 6 N85 DEG W 21.65FT N27 DEG E 152FT N51 DEG W 115.85FT TO NW LINE LOT 4 N43 DEG E 291FT TO W/E THC SELY TO A PT N27 DEG E OF POB THC S27 DEG E 481FT TO POB |
| Legal Subdivision | RESUB OF KELLYS ADD |
| Legal Block | 6 |
| Legal Lot Number | 40 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 650 BEACH DR, DESTIN, FL 32541-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2014 · Amount on Record |
| Deed Sale | Oct 14, 2014 · Amount on Record |
| Prior Sale | Dec 2, 2004 · Amount on Record |
| Deed Document Number | 20142956482 |
| Deed Book / Page | 3168 / 489 |
| Last Transfer Date | Mar 13, 2025 |
| Transfer Doc | 0003742491 |
| Record Updated | Sep 20, 2026 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,491.00 (+5.29%) | $924,858 (+5.99%) | $1,127,154 (+0.16%) Land $174,700 Building $952,454 |
| 2023 | $9,964.00 (+2.24%) Homeowner's exemption | $872,615 (+3%) | $1,125,389 (+8.23%) Land $158,515 Building $966,874 |
| 2022 | $9,746.00 Homeowner's exemption | $847,199 | $1,039,829 Land $144,105 Building $895,724 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures