712 Beach Dr, #B, Destin, FL 32541 Property Records

Okaloosa County property record for 712 Beach Dr, #B, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,182 sqft · built 1977
Lot Size	0.288 acres (12,527 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Mar 2026)
Tax Bill	$12,910 (2025)
Deeds & Mortgages	Mar 2026 Sale
Flood Zone	Zone AE (high risk)
APN	`C56-000-589-9520-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-9520-0`
Alternative APNs	`00-2S-22-1360-0040-019A` `22S20013600040019A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	3,182 sqft Living Area
Gross Area	5,306 sqft
1st Floor Area	1,296 sqft
Upper Floors Area	1,886 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	12,527 sqft (0.288 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway

Exterior Amenities

Porch	Florida Room
Porch Area	1,125 sqft
Patio Area	999 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	712 BEACH DR, B
City	DESTIN
State	FL
Zip	32541-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB OF KELLYS ADD TO DESTIN LOTS 19 & 20 EX W144 FT BLK 4
Legal Subdivision	RESUB OF KELLYS ADD
Legal Block	4
Legal Lot Number	19A
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2002
Census Tract	23306

Owner

Source: Okaloosa County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 BEACH DR, DESTIN, FL 32541-1607
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Deed Document Number	20263803628
Prior Transfer Date	Mar 10, 2026
Prior Transfer Doc	0003803628
Record Updated	Jun 8, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 11, 2026
Property Address	712 BEACH DR # B, B, DESTIN, FL 32541-1607
Document Number	0003803628
Map Reference	MB 2 PG 62
Instrument Date	Mar 10, 2026
Instrument	3803628
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 BEACH DRA, DESTIN, FL 32541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 BEACH DR # A, A, DESTIN, FL 32541-1607

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,910.00 (+1.97%)	$1,090,129 (+1.93%) Land $668,914 Building $421,215	$1,090,129 (+1.93%) Land $668,914 Building $421,215
2023	$12,661.00 (+9.89%)	$1,069,489 (+11.86%) Land $643,185 Building $426,304	$1,069,489 (+11.86%) Land $643,185 Building $426,304
2022	$11,521.00	$956,077 Land $556,870 Building $399,207	$956,077 Land $556,870 Building $399,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 units insured incl. 60 condo units
Nearby Flood Claims	95 (1994–2020)
Claims Outside the SFHA	64 of 95
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 18 claims Hurricane Georges, Sep 1998 · 16 claims Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20