Okaloosa County property record for 702 Beach Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,008 sqft · built 1997 |
| Lot Size | 0.784 acres (34,149 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,500,000 (Jun 2026) |
| Tax Bill | $10,623 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-107-5658-2 |
| Primary APN | C56-001-107-5658-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,008 sqft Living Area |
| Gross Area | 5,450 sqft |
| 1st Floor Area | 2,808 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 34,149 sqft (0.784 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 506 sqft |
| Patio Area | 336 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 702 BEACH DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEACH SIXTH REPLAT LOT 1 |
| Legal Subdivision | BEACH SIXTH |
| Legal Block | 60 |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 280 GULF SHORE DR, 243, DESTIN, FL 32541-5040 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SERVICES |
| Aug 28, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FNBT BANK |
| May 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Deed Document Number | 20263823119 |
| Prior Transfer Date | Oct 10, 2024 |
| Prior Transfer Doc | 0003716162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 18, 2026 |
| Property Address | 702 BEACH DR, DESTIN, FL 32541-1607 |
| Document Number | 0003823119 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20263823119 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,767,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 GULF SHORE DR, 243, DESTIN, FL 32541-5040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 702 BEACH DR, DESTIN, FL 32541-1607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034160941 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 3416/0941 |
| Instrument | 3301090 |
| Name | FNBT BANK |
|---|---|
| Type | Bank |
| Address | FORT WALTON BEACH, FL 32549 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 9, 2018 |
| Property Address | 702 BEACH DR, DESTIN, FL 32541-1607 |
| Document Number | 0033491966 |
| Book / Page | 003349 / 001966 |
| Instrument Date | Apr 23, 2016 |
| Instrument | 3205766 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2860 HILL RD VIENNA VA 221815325, VIENNA, VA 22181-5325 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,623.00 (+5.28%) | $936,044 (+5.99%) | $1,972,163 (+1.5%) Land $982,467 Building $989,696 |
| 2023 | $10,090.00 (+2.24%) Homeowner's exemption | $883,169 (+3%) | $1,942,982 (+10.59%) Land $944,679 Building $998,303 |
| 2022 | $9,869.00 Homeowner's exemption | $857,446 | $1,756,916 Land $817,903 Building $939,013 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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