Rowan County property record for 706 7th St, Spencer, NC 28159 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,092 sqft Living Area |
| Lot Size | 14,500 sqft (0.332 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $28,850 (2013) |
| Tax Bill | $1,453.00 (2023) |
| Primary APN | 033 128 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,092 sqft Living Area |
| 1st Floor | 1,092 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Lot Area | 14,500 sqft (0.332 acres) |
| Depth X Width | 145 ft x 100 ft Depth x Width |
| Garage Area | 312 sqft Garage |
| Deck Area | 225 sqft Deck |
| Storage Building | 160 sqft Storage Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 6325927 |
|---|---|
| Old Parcel Number | 033 128 |
| Street Address | 706 7TH ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-1532 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L11-12 BLK 42 ELIZABETH B. HENDERSON & MARY E. VANDERFORD |
| Legal Subdivision | HENDERSON & VANDERFORD/SPENCER |
| Legal Block | 42 |
| Legal Lot Number | 11 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 128
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 706 7TH ST, SPENCER, NC 28159-1532 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2013 · Amount on Record |
| Deed Sale | Jul 15, 2013 · Amount on Record |
| Prior Sale | Feb 04, 2013 · Amount on Record |
| Deed Doc Number | 0001220697 |
| Deed Book / Page | 1220 / 697 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 706 7TH ST, SPENCER, NC 28159-1532 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0014380750 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 1438/750 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 04, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,453.00 | $128,666 Land $27,000 Building $101,666 | $128,666 Land $27,000 Building $101,666 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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