710 7th St, Spencer, NC 28159 Property Records

Rowan County property record for 710 7th St, Spencer, NC 28159 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,335 sqft Living Area
Lot Size	14,065 sqft (0.322 acres)
Occupancy	Owner Occupied
Last Sale	$101,000 (2018)
Tax Bill	$2,213.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`033 123`
Alternative APN	`6346522`

Interior

Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,335 sqft Living Area
Gross Area	2,336 sqft Gross Area
1st Floor	1,335 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2000
Exterior Material	Brick Exterior
Foundation Type	Footing Foundation
Lot Area	14,065 sqft (0.322 acres)
Depth X Width	145 ft x 97 ft Depth x Width
Deck Area	287 sqft Deck
Porch	1 Porch
Porch Area	200 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	6346522
Old Parcel Number	033 123
Street Address	710 7TH ST
City	SPENCER
State	NC
Zip	28159-1532
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L7-10 & PTL 4-6 BLK 42 HENDERSON & VANDERFORD
Legal Subdivision	PROPERTY/HENDERSON & VANDERFOR
Legal Block	42
Legal Lot Number	7
Jurisdiction	ROWAN NC
Minor Civil Division	SALISBURY
Census Blockgroup	3
Census Block	3014
Census Tract	50700

Owner

Source: Rowan County records · APN 033 123

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	710 7TH ST, SPENCER, NC 28159-1532
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Prior Sale	Feb 24, 2011
Deed Doc Number	0001304990
Deed Book / Page	1304 / 990
Record Refreshed	Jun 07, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 28, 2018
Property Address	710 7TH ST, SPENCER, NC 28159-1532
Document Number	0013040990
Book / Page	1304 / 0990
Map Reference	PG 42-A
Instrument Date	Feb 26, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$202.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 S WHITEHEAD AVE, 319, SPENCER, NC 28159-1659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 7TH ST, SPENCER, NC 28159-1532

Mortgage

Document Number	13040991
Date	Feb 28, 2018
Instrument	1304/0991

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,213.00	$195,873 Land $57,600 Building $138,273	$195,873 Land $57,600 Building $138,273

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.