1. Home
  2. North Carolina
  3. Rowan County
  4. Spencer
  5. 7th St

608 7th St, Spencer, NC 28159 Property Records

Rowan County property record for 608 7th St, Spencer, NC 28159 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,743 sqft · built 1948
Lot Size0.332 acres (14,500 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Aug 2020)
Tax Bill$2,553 (2023)
Deeds & MortgagesAug 2020 Sale & Mortgage
Aug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN033 210

Property Details

APN / Parcel Number

Primary APN033 210
Alternative APN
  • 6189694

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,743 sqft Living Area
Gross Area2,694 sqft
1st Floor Area1,439 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Foundation TypeFooting
Lot Area14,500 sqft (0.332 acres)
Lot Dimensions145 ft deep x 100 ft wide
Garage TypeDetached
Garage Area288 sqft

Exterior Amenities

PorchPorch
Porch Area98 sqft
Deck Area384 sqft
Shed1 Shed
Canopy288 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number6189694
Old Parcel Number033 210
Street Address608 7TH ST
CitySPENCER
StateNC
Zip28159-1530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL9-10 BLK 41 ELIZABETH B. HENDERSON & MARY E. VANDERFORD
Legal SubdivisionPROPERTY/ELIZABETH B HENDERSON
Legal Block41
Legal Lot Number9
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group3
Census Block3026
Census Tract50700

Owner

Source: Rowan County records · APN 033 210

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address608 7TH ST, SPENCER, NC 28159-1530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 01, 2019Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2020 · Amount on Record
Deed SaleAug 21, 2020 · Amount on Record
Deed Document Number0001354954
Deed Book / Page1354 / 954
Record UpdatedJun 07, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateAug 21, 2020
Property Address608 7TH ST, SPENCER, NC 28159-1530
Document Number0013540954
Book / Page1354 / 954
Map ReferenceMB 42-A
Instrument DateAug 21, 2020
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address610 8TH ST, 610, SPENCER, NC 28159-1513

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 7TH ST, SPENCER, NC 28159-1530

Mortgage

Document Number1354955
DateAug 21, 2020
Instrument1354/955
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address608 7TH ST, SPENCER, NC 28159-1530
Document Number0013320284
Instrument DateAug 01, 2019
Transaction TypeMortgage
Record UpdatedAug 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 7TH ST SPENCER NC 281591530, SPENCER, NC 28159-1530

Mortgage

Document Number0013320284
DateAug 06, 2019
Book Page001332/000284
Lender
NameFARMERS & MERCHANTS NAT'L BK
TypeBank
AddressSALISBURY, NC 28144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 05, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,553.00$225,950 Land $27,000 Building $198,950$225,950 Land $27,000 Building $198,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590507003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Claims1 (2006)
Most Recent ClaimNov 2006

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 371 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures