614 7th St, Spencer, NC 28159 Property Records

Rowan County property record for 614 7th St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,504 sqft · built 1951
Lot Size	0.332 acres (14,500 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Dec 2017)
Tax Bill	$2,241 (2023)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033 206`

Property Details

APN / Parcel Number

Primary APN	`033 206`
Alternative APN	`6345712`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	2,843 sqft
1st Floor Area	1,504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	14,500 sqft (0.332 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Porch	Porch
Porch Area	28 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	6345712
Old Parcel Number	033 206
Street Address	614 7TH ST
City	SPENCER
State	NC
Zip	28159-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE FAM-8
Legal Description	L7-8 BLK 41 ELIZABETH B. HENDERSON & MARY E. VANDERFORD
Legal Subdivision	HENDERSON & VANDERFORD PROP
Legal Block	41
Legal Lot Number	7
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	3
Census Block	3026
Census Tract	50700

Owner

Source: Rowan County records · APN 033 206

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	614 7TH ST, SPENCER, NC 28159-1530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2017 · Amount on Record
Deed Sale	Dec 05, 2017 · Amount on Record
Deed Document Number	0001300864
Deed Book / Page	1300 / 864
Record Updated	Jun 07, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 05, 2017
Property Address	614 7TH ST, SPENCER, NC 28159-1530
Document Number	0013000864
Book / Page	1300 / 0864
Map Reference	MB 1 PG 42
Instrument Date	Dec 05, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 LEGRAE CT, 7, TAYLORS, SC 29687-4156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 7TH ST, SPENCER, NC 28159-1529

Mortgage

Document Number	0013000865
Date	Dec 05, 2017
Instrument	1300/0865

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,241.00	$198,369 Land $30,600 Building $167,769	$198,369 Land $30,600 Building $167,769

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), as of May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590507003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 371 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0180010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SALISBURY-ROWAN serves 46,156 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.