Clay County property record for 705 River Oaks Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,067 sqft · built 2010 |
| Lot Size | 14.3 acres (624,650 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $845 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 056 06 0023900 |
| Primary APN | 056 06 0023900 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,067 sqft Finished Area |
| 1st Floor Area | 1,532 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 624,650 sqft (14.3 acres) |
| Deck Area | 400 sqft |
| Utility Building | 384 sqft |
| Street Address | 705 RIVER OAKS DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-5561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 06 T 17 R 08 PT N 1/2 DB 256/489 |
| Legal Range | 08E |
| Legal Township | 17 |
| Legal Section | 06 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 950500 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 RIVER OAKS DR, WEST POINT, MS 39773-5561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 705 RIVER OAKS DR, WEST POINT, MS 39773-5561 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000519/282 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 519/282 |
| Instrument | 2020000015 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $845.00 (-37.59%) Additional exemption filed | $17,050 (+0.02%) Land $2,610 Building $14,440 | $169,806 (+0.01%) Land $25,403 Building $144,403 |
| 2024 | $17,047 (+17.02%) Land $2,607 Building $14,440 | $169,783 (+17.13%) Land $25,380 Building $144,403 | |
| 2023 | $1,354.00 (+1.2%) Additional exemption filed | $14,567 Land $2,614 Building $11,953 | $144,954 Land $25,425 Building $119,529 |
| 2022 | $1,338.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
May also be available: C Spire Wireless.
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