Clay County property record for 526 River Oaks Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,368 sqft · built 2008 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $689 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 056 06 0040000 |
| Primary APN | 056 06 0040000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 1,368 sqft Finished Area |
| 1st Floor Area | 884 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 66,211 sqft (1.52 acres) |
| Deck Area | 1,216 sqft |
| Utility Building | 308 sqft |
| Street Address | 526 RIVER OAKS DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-5559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 06 T 17 R 08 LOTS 201 & 202 RIVER OAKS SUB PHASE II DB 260/283 & 260/286 |
| Legal Range | 08E |
| Legal Township | 17 |
| Legal Section | 06 |
| Legal Subdivision | RIVER OAKS SUB |
| Legal Phase | 2 |
| Legal Lot Number | 201-202 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 950500 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 526 RIVER OAKS DR, WEST POINT, MS 39773-5559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Apr 9, 2026 |
| Property Address | 526 RIVER OAKS DR, WEST POINT, MS 39773-5559 |
| Document Number | 0000001133 |
| Book / Page | 581 / 666 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20261133 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 526 RIVER OAKS DR, WEST POINT, MS 39773-5559 |
| Document Number | 0000001133, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 581/666 |
| Instrument | 20261133 |
| Name | BANK OF VERNON |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 30, 2027 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $689.00 (-36.5%) Additional exemption filed | $14,394 (-) Land $2,000 Building $12,394 | $143,942 (-) Land $20,000 Building $123,942 |
| 2024 | $14,394 (+17.91%) Land $2,000 Building $12,394 | $143,942 (+17.91%) Land $20,000 Building $123,942 | |
| 2023 | $1,085.00 (+1.31%) Additional exemption filed | $12,208 Land $2,000 Building $10,208 | $122,075 Land $20,000 Building $102,075 |
| 2022 | $1,071.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
May also be available: C Spire Wireless.
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