Clay County property record for 744 River Oaks Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,682 sqft · built 2004 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $572 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 056 06 0020500 |
| Primary APN | 056 06 0020500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 1,682 sqft Finished Area |
| 1st Floor Area | 980 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 252 sqft |
| Utility Building | 200 sqft |
| Street Address | 744 RIVER OAKS DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-5561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 06 T 17 R 08 LOT 2 RIVER OAKS PHASE I DB 292/414 |
| Legal Range | 08E |
| Legal Township | 17 |
| Legal Section | 06 |
| Legal Subdivision | RIVER OAKS |
| Legal Phase | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 950500 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 744 RIVER OAKS DR, WEST POINT, MS 39773-5561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2016 |
| Deed Sale | Oct 19, 2016 |
| Prior Sale | Jan 31, 2011 · Amount on Record |
| Deed Document Number | 20165689 |
| Deed Book / Page | 292 / 414 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 744 RIVER OAKS DR, WEST POINT, MS 39773-5561 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000545/777 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 545/777 |
| Instrument | 2022003471 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 26, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $572.00 (-36.16%) Additional exemption filed | $12,382 (-) Land $2,000 Building $10,382 | $123,821 (-) Land $20,000 Building $103,821 |
| 2024 | $12,382 (+17.43%) Land $2,000 Building $10,382 | $123,821 (+17.43%) Land $20,000 Building $103,821 | |
| 2023 | $896.00 (+1.36%) Additional exemption filed | $10,544 Land $2,000 Building $8,544 | $105,442 Land $20,000 Building $85,442 |
| 2022 | $884.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
May also be available: C Spire Wireless.
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