674 River Oaks Dr, West Point, MS 39773 Property Records

Clay County property record for 674 River Oaks Dr, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,361 sqft · built 1994
Lot Size	1.76 acres (76,666 sqft)
Owner	Individual Name on Record
Last Sale	$353,780 (Jan 2024)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`056 06 0020900`

Property Details

APN / Parcel Number

Primary APN	`056 06 0020900`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	2,361 sqft Finished Area
1st Floor Area	1,426 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	76,666 sqft (1.76 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Deck Area	815 sqft
Utility Building	60 sqft

Location & Zoning

Street Address	674 RIVER OAKS DR
City	WEST POINT
State	MS
Zip	39773-5560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 06 T 17 R 08 LOTS 5 & 6 & 7 RIVER OAKS PHASE I DB 318/110
Legal Range	08E
Legal Township	17
Legal Section	06
Legal Subdivision	RIVER OAKS
Legal Phase	1
Legal Lot Number	5-7
Jurisdiction	CLAY MS
Township / Civil Division	1
Census Block Group	1
Census Block	1071
Census Tract	950500

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	674 RIVER OAKS DR, WEST POINT, MS 39773-5560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 10, 2018	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Jan 8, 2024	Warranty Deed, Transfer
Jan 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	Jan 10, 2018 · Amount on Record
Deed Document Number	202443
Deed Book / Page	318 / 110
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	674 RIVER OAKS DR, WEST POINT, MS 39773-5560
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000538/397
Date	Oct 26, 2021
Book Page	538/397
Instrument	2021005859

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Oct 1, 2044

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	674 RIVER OAKS DR, WEST POINT, MS 39773-5560
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000500/426
Date	Jan 10, 2018
Book Page	500/426
Instrument	2018000083

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Jan 8, 2024
Property Address	674 RIVER OAKS DR, WEST POINT, MS 39773-5560
Document Number	DEED318/110
Book / Page	DEED 318 / 110
Map Reference	MB 4 PG 5
Instrument Date	Jan 5, 2024
Instrument	2024000043
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1973 SALAMANCA ST, NAVARRE, FL 32566-9104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	674 RIVER OAKS DR, WEST POINT, MS 39773-5560

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Jan 10, 2018
Property Address	674 RIVER OAKS DR, WEST POINT, MS 39773-5560
Document Number	0000297/28
Book / Page	297 / 28
Map Reference	MB 4 PG 5
Instrument Date	Jan 4, 2018
Instrument	2018000082
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	674 RIVER OAKS DR, WEST POINT, MS 39773-5560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 RIVER OAKS DR, WEST POINT, MS 39773-5560

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00 (-36.2%) Additional exemption filed	$24,984 (-) Land $6,000 Building $18,984	$238,717 (-) Land $60,000 Building $178,717
2024		$24,984 (+20.79%) Land $6,000 Building $18,984	$238,717 (+19.14%) Land $60,000 Building $178,717
2023	$2,047.00 (+1.19%) Additional exemption filed	$20,683 Land $6,000 Building $14,683	$200,368 Land $60,000 Building $140,368
2022	$2,023.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000

May also be available: C Spire Wireless.

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