Monroe County property record for 705 Overview Ter, Effort, PA 18330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,884 sqft · built 2004 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $371,000 (Oct 2021) |
| Tax Bill | $1,768 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.112130 |
| Primary APN | 02.112130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,884 sqft Living Area |
| 1st Floor Area | 1,884 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Foundation Type | No Foundation |
| Lot Area | 48,352 sqft (1.11 acres) |
| Garage Area | 300 sqft |
| Pool Type | In-Ground Pool |
| Pool Area | 630 sqft |
| Patio Area | 3,600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02633103101099 |
|---|---|
| Street Address | 705 OVERVIEW TER |
| City | EFFORT |
| State | PA |
| Zip | 18330-8021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LOT 183 SEC 5B |
| Legal Subdivision | BIRCH BRIER ESTATES SEC 5B |
| Legal Block | 10 |
| Legal Lot Number | 183 |
| Jurisdiction | MONROE PA |
| Township / Civil Division | CHESTNUTHILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 301204 |
Source: Monroe County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 OVERVIEW TER, EFFORT, PA 18330-8021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jun 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 7, 2021 | Deed, Transfer · FHA Mortgage ATLANTIC HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2021 · Amount on Record |
| Deed Sale | Oct 7, 2021 · Amount on Record |
| Prior Sale | Jun 19, 2012 · Amount on Record |
| Deed Document Number | 202134432 |
| Deed Book / Page | 2590 / 3223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Aug 28, 2026 |
| Property Address | 705 OVERVIEW TER, EFFORT, PA 18330-8021 |
| Document Number | 0000021915 |
| Book / Page | 2698 / 3225 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202621915 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 705 OVERVIEW TER, EFFORT, PA 18330-8021 |
| Document Number | 0000021915, |
|---|---|
| Date | Aug 28, 2026 |
| Book Page | 2698/3225 |
| Instrument | 202621915 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Oct 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 705 OVERVIEW TER, EFFORT, PA 18330-8021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 705 OVERVIEW TER, EFFORT, PA 18330-8021 |
| Document Number | 0000013346 |
|---|---|
| Date | Jun 6, 2023 |
| Book Page | 2632/2100 |
| Instrument | 202313346 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Oct 7, 2021 |
| Property Address | 705 OVERVIEW TER, EFFORT, PA 18330-8021 |
| Document Number | 0000034432 |
| Book / Page | 2590 / 3223 |
| Map Reference | VOL 64 PG 234 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 202134432 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Title Company | VAST ABSTRACT LLC, VAST ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 705 OVERVIEW TER, ANALOMINK, PA 18320 |
| Document Number | 0000034433 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 202134433 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Monroe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Monroe County |
| County Subdivision | Chestnuthill Township |
| Unified School District | Pleasant Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,768.00 (+22.61%) | $217,330 (-) Land $30,330 Building $187,000 | |
| 2024 | $1,442.00 (+12.74%) Homeowner's exemption | $217,330 (-) Land $30,330 Building $187,000 | |
| 2023 | $1,279.00 Homeowner's exemption | $217,330 Land $30,330 Building $187,000 | |
| 2019 | $217,330 Land $30,330 Building $187,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1996–2004) |
| Most Recent Claim | Sep 2004 · Tropical Depression Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
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