Santa Cruz County property record for 705 Hill St, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,573 sqft · built 1963 |
| Lot Size | 0.131 acres (5,706 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $515,000 (Jan 2009) |
| Tax Bill | $9,781 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-051-07 |
| Primary APN | 036-051-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,573 sqft Living Area |
| Gross Area | 1,981 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 5,706 sqft (0.131 acres) |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 705 HILL ST |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 237 |
| Legal Subdivision | LAURENCE TERRACE TR #237 |
| Legal Tract | 237 |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 121802 |
Source: Santa Cruz County records · APN 036-051-07
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 705 HILL ST, CAPITOLA, CA 95010-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 04, 2026 | Intrafamily Transfer, Transfer |
| Nov 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 07, 2020 | Correction Deed · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2009 · Amount on Record |
| Deed Sale | Jan 30, 2009 · Amount on Record |
| Deed Document Number | 20093342 |
| Last Transfer Date | Dec 02, 2020 |
| Transfer Doc | 0000052524 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 04, 2026 |
| Property Address | 705 HILL ST, CAPITOLA, CA 95010-2114 |
| Document Number | 0000004713 |
| Map Reference | MB 37 PG 8 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 2026-0004713 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 HILL ST, CAPITOLA, CA 95010-2114 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 705 HILL ST, CAPITOLA, CA 95010-2114 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 705 HILL ST, CAPITOLA, CA 95010-2114 |
| Document Number | 0000055196 |
|---|---|
| Date | Nov 05, 2021 |
| Instrument | 2021-0055196 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2041 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 07, 2020 |
| Property Address | 705 HILL ST, CAPITOLA, CA 95010-2114 |
| Document Number | 0000052524 |
| Map Reference | MB 37 PG 8 |
| Instrument Date | Dec 02, 2020 |
| Instrument | 2020-0052524 |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 705 HILL ST, CAPITOLA, CA 95010-2114 |
| Document Number | 0000052525 |
|---|---|
| Date | Dec 07, 2020 |
| Instrument | 2020-0052525 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $676,465 (+2%) Land $433,463 Building $243,002 | ||
| 2025 | $9,781.00 (+10.63%) | $663,201 (+4.04%) Land $424,963 Building $238,238 | |
| 2023 | $8,841.00 (+1.7%) | $637,448 Land $408,461 Building $228,987 | $949,140 |
| 2022 | $8,693.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cruzio Internet, T-Mobile USA, Xfinity.
Based on FCC filings for 757 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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