Santa Cruz County property record for 605 Hill St, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,225 sqft · built 1963 |
| Lot Size | 0.135 acres (5,881 sqft) |
| Owner | Individual Name on File |
| Last Sale | $679,000 (Aug 2013) |
| Tax Bill | $10,871 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-052-07 |
| Primary APN | 036-052-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,225 sqft Living Area |
| Gross Area | 1,665 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 5,881 sqft (0.135 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 605 HILL ST |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LAURENCE TERRACE TR 237 |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 121802 |
605 Hill St is owned and occupied by an individual who bought it in August 2013.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 605 HILL ST, CAPITOLA, CA 95010-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2013 · Amount on File |
| Deed Sale | Aug 28, 2013 · Amount on File |
| Prior Sale | Dec 8, 2011 · Amount on File |
| Deed Document Number | 201343159 |
| Prior Transfer Date | Jun 20, 2005 |
| Prior Transfer Doc | 0000041408 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 605 HILL ST, CAPITOLA, CA 95010-2112 |
| Document Number | 0000018356 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 605 HILL ST CAPITOLA CA 950102112, CAPITOLA, CA 95010-2112 |
| Document Number | 0000018356 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | 18356 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2047 |
The 2025 property tax bill for 605 Hill St was $10,871.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $848,868 (+2%) Land $509,321 Building $339,547 | ||
| 2025 | $10,871.00 | $832,224 Land $499,335 Building $332,889 | |
| 2023 | $9,885.00 (+1.23%) | $799,908 Land $479,945 Building $319,963 | $1,044,180 |
| 2022 | $9,765.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 605 Hill St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 Hill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cruzio, T-Mobile, Xfinity.
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