513 Hill St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 513 Hill St, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,208 sqft · built 2014
Lot Size	0.111 acres (4,835 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,725,000 (Oct 2025)
Tax Bill	$19,848 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-022-42`

Property Details

APN / Parcel Number

Primary APN	`036-022-42`
Alternative APN	`036-022-42-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,208 sqft Living Area
Gross Area	2,429 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Lot Area	4,835 sqft (0.111 acres)
Garage Type	Attached
Garage Area	221 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	513 HILL ST
City	CAPITOLA
State	CA
Zip	95010-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PARCEL MAP
Legal Lot Number	2,4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1005
Census Tract	121802

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7581 TROON CT, GILROY, CA 95020-3076
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 16, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
May 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage DARREN NELSON
Aug 8, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	202521664
Record Updated	Sep 20, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 10, 2025
Property Address	513 HILL ST, CAPITOLA, CA 95010-3606
Document Number	0000021664
Map Reference	VOL 61 PG 29
Instrument Date	Oct 3, 2025
Instrument	2025-0021664
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,897.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7581 TROON CT, GILROY, CA 95020-3076

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 16, 2020
Property Address	513 HILL ST, CAPITOLA, CA 95010
Document Number	0000042183
Map Reference	VOL 61 PG 29
Instrument Date	Oct 9, 2020
Instrument	2020-0042183
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	513 HILL ST, CAPITOLA, CA 95010

Mortgage

Document Number	0000042184
Date	Oct 16, 2020
Instrument	2020-0042184

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	513 HILL ST, CAPITOLA, CA 95010
Document Number	0000014422
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5705 POPPY HILLS PL SAN JOSE CA 951382243, SAN JOSE, CA 95138-2243

Mortgage

Document Number	0000014422
Date	May 14, 2018
Instrument	14422

Lender

Name	DARREN NELSON
Address	2319 LOCH WAY, EL DORADO HILLS, CA 95762-5642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	May 13, 2020

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	513 HILL ST, CAPITOLA, CA 95010
Document Number	0000027381
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	460 CURTNER AVE CAMPBELL CA 950085624, CAMPBELL, CA 95008-5624

Mortgage

Document Number	0000027381
Date	Aug 18, 2017
Instrument	27381

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,725,000 (+6.24%) Land $1,155,750 Building $569,250
2025	$19,848.00 (+9.3%)	$1,623,648 (+4.04%) Land $1,104,081 Building $519,567
2023	$18,160.00 (+1%)	$1,560,600 Land $1,061,208 Building $499,392	$1,536,840
2022	$17,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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