602 Hill St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 602 Hill St, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,449 sqft · built 1982
Lot Size	0.187 acres (8,146 sqft)
Owner	Individual Name on Record
Last Sale	$910,000 (Mar 2018)
Tax Bill	$13,178 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`036-053-01`

Property Details

APN / Parcel Number

Primary APN	`036-053-01`
Alternative APN	`036-053-01-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,449 sqft Living Area
Gross Area	1,829 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	8,146 sqft (0.187 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	602 HILL ST
City	CAPITOLA
State	CA
Zip	95010-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAURENCE TERRACE SUB TR #237
Legal Lot Number	7
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2000
Census Tract	121802

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	602 HILL ST, CAPITOLA, CA 95010-2113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage DANIEL AMATO
Nov 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SEA WEST COAST GUARD FCU
Jul 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU
Mar 8, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Mar 5, 2018	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK/WI
Sep 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2018 · Amount on Record
Deed Sale	Mar 8, 2018 · Amount on Record
Deed Document Number	20187073
Last Transfer Date	Oct 22, 2021
Transfer Doc	0000054313
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	602 HILL ST, CAPITOLA, CA 95010-2113
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002461
Date	Feb 9, 2024
Instrument	2024-0002461

Lender

Name	DANIEL AMATO
Type	Private Party
Address	75 ARLINGTON ST STE 500, BOSTON, MA 02116

Agreement

Amount	Amount Recorded

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 1, 2021
Property Address	602 HILL ST, CAPITOLA, CA 95010-2113
Document Number	0000054313
Map Reference	MB 37 PG 8
Instrument Date	Oct 22, 2021
Instrument	2021-0054313
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 HILL ST, CAPITOLA, CA 95010-2113

Mortgage

Document Number	0000054314
Date	Nov 1, 2021
Instrument	2021-0054314

Lender

Name	SEA WEST COAST GUARD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 31, 2020
Property Address	602 HILL ST, CAPITOLA, CA 95010-2113
Document Number	0000028908
Map Reference	MB 37 PG 8
Instrument Date	Jul 24, 2020
Instrument	2020-0028908
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 HILL ST, CAPITOLA, CA 95010-2113

Mortgage

Document Number	0000028909
Date	Jul 31, 2020
Instrument	2020-0028909

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000028910
Date	Jul 31, 2020
Instrument	2020-0028910

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Sep 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 8, 2018
Property Address	602 HILL ST, CAPITOLA, CA 95010-2113
Document Number	0000007073
Map Reference	MB 37 PG 8
Instrument Date	Mar 5, 2018
Instrument	2018-0007073
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	602 HILL ST, CAPITOLA, CA 95010-2113

Mortgage

Document Number	0000007074
Date	Mar 8, 2018
Instrument	2018-0007074

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0000007075
Date	Mar 8, 2018
Instrument	2018-0007075

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	602 HILL ST, CAPITOLA, CA 95010-2113
Document Number	0000007075
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	602 HILL ST CAPITOLA CA 950102113, CAPITOLA, CA 95010-2113

Mortgage

Document Number	0000007075
Date	Mar 8, 2018
Instrument	7075

Lender

Name	TCF NAT'L BK/WI
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2048

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 14, 2017
Property Address	602 HILL ST, CAPITOLA, CA 95010-2113
Document Number	0000030750
Instrument Date	Sep 14, 2017
Instrument	30750
Transaction Type	Transfer
Record Updated	Oct 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 HILL ST CAPITOLA CA 950102113, CAPITOLA, CA 95010-2113

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,056,133 (+2%) Land $739,293 Building $316,840
2025	$13,178.00 (+9.71%)	$1,035,424 (+4.04%) Land $724,797 Building $310,627
2023	$12,012.00 (+1.14%)	$995,218 Land $696,653 Building $298,565	$1,022,130
2022	$11,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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