705 Fruitvale Rd, Lincoln, CA 95648 Property Records

Placer County property record for 705 Fruitvale Rd, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,723 sqft · built 1963
Lot Size	1.5 acres (65,340 sqft)
Owner	Trust Name on File
Last Sale	$1,025,000 (Apr 2024)
Tax Bill	$7,745 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`021-190-017-000`

Property Details

APN / Parcel Number

Primary APN	`021-190-017-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,723 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	65,340 sqft
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Wood

Location & Zoning

Street Address	705 FRUITVALE RD
City	LINCOLN
State	CA
Zip	95648-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	POR LOT 1 OLIVET ACRES SUB BK B PG 11A
Legal Range	6E
Legal Township	12N
Legal Section	2
Legal Subdivision	OLIVET ACRES SUB
Legal Lot Number	1
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4000
Census Tract	21304

Owner

705 Fruitvale Rd is held in a trust since April 2024.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 23, 2024	Grant Deed, Transfer · Conventional Mortgage THE TURNKEY FOUNDATION INC
May 4, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC
Aug 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PRIME CHOICE FUNDING INC
Oct 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 11, 2019	Quit Claim Deed, Transfer ENTITLE INSURANCE COMPANY, ENTITLE INS CO
Dec 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2024 · Amount on File
Deed Sale	Apr 23, 2024 · Amount on File
Prior Sale	Feb 5, 2013 · Amount on File
Deed Document Number	202420700
Prior Transfer Date	Jul 10, 2020
Prior Transfer Doc	0000086001
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709

Mortgage

Document Number	0000059404
Date	Oct 30, 2025
Instrument	2025-0059404

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 23, 2024
Property Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709
Document Number	0000020700
Map Reference	MB B PG 11A
Instrument Date	Apr 15, 2024
Instrument	2024-0020700
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709

Mortgage

Document Number	0000020701
Date	Apr 23, 2024
Instrument	2024-0020701

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709

Mortgage

Document Number	0000038593
Date	May 4, 2022
Instrument	2022-0038593

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709

Mortgage

Document Number	0000059295
Date	Apr 30, 2021
Instrument	2021-0059295

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Aug 14, 2020
Property Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709
Document Number	0000086001
Map Reference	MB B PG 11A
Instrument Date	Jul 10, 2020
Instrument	2020-0086001
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709

Mortgage

Document Number	0000086002
Date	Aug 14, 2020
Instrument	2020-0086002

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Oct 9, 2019
Property Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709
Document Number	0000078710
Map Reference	MB B PG 11A
Instrument Date	Aug 22, 2019
Instrument	2019-0078710
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	EN TITLE INSURANCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709

Mortgage

Document Number	0000078711
Date	Oct 9, 2019
Instrument	2019-0078711

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2039

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Oct 11, 2019
Property Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709
Document Number	0000079370
Instrument Date	Aug 22, 2019
Instrument	79370
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ENTITLE INSURANCE COMPANY, ENTITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	705 FRUITVALE RD LINCOLN CA 956489709, LINCOLN, CA 95648-9709

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Dec 20, 2017
Property Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709
Document Number	0000101359
Instrument Date	Dec 12, 2017
Instrument	101359
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Dec 20, 2017
Property Address	705 FRUITVALE RD, LINCOLN, CA 95648-9709
Document Number	0000101358
Instrument Date	Dec 12, 2017
Instrument	101358
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	705 FRUITVALE RD LINCOLN CA 956489709, LINCOLN, CA 95648-9709

Tax Assessment & Valuation

The 2025 property tax bill for 705 Fruitvale Rd was $7,745.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$745,554 (+2%) Land $122,527 Building $623,027
2025	$7,745.00	$730,936 Land $120,125 Building $610,811
2023	$3,605.00 (+1.64%) Homeowner's exemption	$335,377 Land $94,685 Building $240,692
2022	$3,547.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 Fruitvale Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1986–1995)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Fruitvale Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fixed Wireless · Fiber in parts of the area	1,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30

May also be available: AT&T, DigitalPath, Verizon.

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