705 E 2nd St, Tipton, IA 52772 Property Records

Cedar County property record for 705 E 2nd St, Tipton, IA 52772 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,105 sqft · built 1993
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Aug 2020)
Tax Bill	$4,064 (2022)
Deeds & Mortgages	Apr 2019 Refinance Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048011062550080`

Property Details

APN / Parcel Number

Primary APN	`048011062550080`
Alternative APN	`48004801106255008000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,105 sqft Living Area
Basement Area	1,238 sqft
Finished Basement	875 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	11,021 sqft (0.253 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	184 sqft
Patio Area	280 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	48004801106255008000
Street Address	705 E 2ND ST
City	TIPTON
State	IA
Zip	52772-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEHURST'S ADD LOT 4 & E 25' L5 BLK 4
Legal Subdivision	PINEHURSTS ADD
Legal Block	4
Legal Lot Number	4
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3036
Census Tract	450300

Owner

Source: Cedar County records · APN 048011062550080

Assessment roll updated May 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	705 E 2ND ST, TIPTON, IA 52772-1917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance IH MISSISSIPPI VALLEY CREDIT UNION
Aug 13, 2020	Warranty Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE NETWORK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	2020 2646
Deed Book / Page	1537 / 210
Record Updated	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	705 E 2ND ST, TIPTON, IA 52772-1917
Transaction Type	Mortgage
Record Updated	Jun 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001460/99
Date	Apr 08, 2019
Book Page	1460/99
Instrument	915

Lender

Name	IH MISSISSIPPI VALLEY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	May 01, 2024

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Aug 13, 2020
Property Address	705 E 2ND ST, TIPTON, IA 52772-1917
Document Number	001537/210
Book / Page	1537 / 210
Instrument Date	Jul 31, 2020
Instrument	2020 2646
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$362.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 E 2ND ST, TIPTON, IA 52772-1917

Mortgage

Document Number	001537/213
Date	Aug 13, 2020
Book Page	1537/213
Instrument	2020 2647

Lender

Name	RESIDENTIAL MORTGAGE NETWORK
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cedar County records · Assessment roll updated May 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$304,670 (+13.76%) Land $24,620 Building $280,050	$304,670 (+13.76%) Land $24,620 Building $280,050
2023		$267,820 (+24.32%) Land $24,620 Building $243,200	$267,820 (+24.32%) Land $24,620 Building $243,200
2022	$4,064.00 Homeowner's exemption	$215,420 Land $20,830 Building $194,590
2021			$215,420 Land $20,830 Building $194,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cedar County (19031C), updated August 17, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 17% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 265 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Clarence Telephone Company	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Uniti Group, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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