Cedar County property record for 605 E 2nd St, Tipton, IA 52772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,422 sqft · built 1978 |
| Lot Size | 0.337 acres (14,723 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,500 (Aug 2024) |
| Tax Bill | $4,566 (2024) |
| Deeds & Mortgages | Aug 2021 Foreclosure Dec 2017 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048011062550040 |
| Primary APN | 048011062550040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| Basement Area | 1,422 sqft |
| Finished Basement | 900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,723 sqft (0.337 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 124 sqft |
| Deck Area | 192 sqft |
| Patio Area | 261 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 48004801106255004000 |
|---|---|
| Street Address | 605 E 2ND ST |
| City | TIPTON |
| State | IA |
| Zip | 52772-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEHURSTS ADD LOTS 11 & 12 BLK 4 |
| Legal Subdivision | PINEHURSTS ADD |
| Legal Block | 4 |
| Legal Lot Number | 11,12 12 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | CENTER |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 450300 |
Source: Cedar County records · APN 048011062550040
Assessment roll updated May 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 605 E 2ND ST, TIPTON, IA 52772-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Legal Action/Court Order, Foreclosure · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Dec 29, 2017 | Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2024 · Amount on Record |
| Deed Sale | Aug 15, 2024 · Amount on Record |
| Prior Sale | Aug 31, 2021 · Amount on Record |
| Deed Document Number | 2024 2087 |
| Deed Book / Page | 1742 / 289 |
| Record Updated | Jun 08, 2026 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Aug 31, 2021 |
| Property Address | 605 E 2ND ST, TIPTON, IA 52772-1903 |
| Document Number | 001608/169 |
| Book / Page | 1608 / 169 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021 3375 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $432.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 E 12ND ST, TIPTON, IA 52772 |
| Document Number | 001608/173 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 1608/173 |
| Instrument | 2021 3376 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 605 E 2ND ST, TIPTON, IA 52772-1903 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2017 4234 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 1397/216 |
| Instrument | 2017 4234 |
| Name | LIBERTY HOME EQUITY SOLUTIONS INC |
|---|---|
| Type | Lending Institution |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 849 Months |
| Due | Sep 03, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.67% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2019 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Max Rate | 9.67% |
Source: Cedar County records · Assessment roll updated May 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Tipton City |
| Unified School District | Tipton Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $316,150 (+30.34%) Land $32,830 Building $283,320 | $316,150 (+30.34%) Land $32,830 Building $283,320 | |
| 2024 | $4,566.00 (+21.89%) | ||
| 2023 | $242,560 (+23.52%) Land $32,830 Building $209,730 | $242,560 (+23.52%) Land $32,830 Building $209,730 | |
| 2022 | $3,746.00 Homeowner's exemption | $196,380 Land $27,780 Building $168,600 | |
| 2021 | $196,380 Land $27,780 Building $168,600 |
Source: FEMA National Flood Hazard Layer as of August 17, 2013 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clarence Telephone Company Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: T-Mobile USA.
Based on FCC filings for 265 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TIPTON WATER SUPPLY serves 3,149 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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