509 E 2nd St, Tipton, IA 52772 Property Records

Cedar County property record for 509 E 2nd St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,900 sqft · built 1979
Lot Size	0.348 acres (15,159 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jul 2018)
Tax Bill	$5,322 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048011062550020`

Property Details

APN / Parcel Number

Primary APN	`048011062550020`
Alternative APN	`48004801106255002000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
Attic	Attic
Attic Area	672 sqft
Basement Area	1,172 sqft
Finished Basement	950 sqft
Unfinished Basement	222 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,159 sqft (0.348 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Deck Area	440 sqft
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	509 E 2ND ST
City	TIPTON
State	IA
Zip	52772-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEHURSTS ADD E103'OF W 296' OF S 147' N 1/2 SW NE
Legal Range	02W
Legal Township	80N
Legal Section	06
Legal Subdivision	PINEHURSTS ADD
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3036
Census Tract	450300

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 E 2ND ST, TIPTON, IA 52772-1901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION
Jul 17, 2018	Warranty Deed, Transfer
Jul 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Jul 12, 2017 · Amount on Record
Deed Document Number	20182305
Deed Book / Page	1425 / 232
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	509 E 2ND ST, TIPTON, IA 52772-1901
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001425/0000000237
Date	Jul 17, 2018
Book Page	0000001425/0000000237
Instrument	000000002306

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Jul 17, 2018
Property Address	509 E 2ND ST, TIPTON, IA 52772-1901
Document Number	001425/232
Book / Page	1425 / 232
Instrument Date	Jul 2, 2018
Instrument	000000002305
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	509 E 2ND ST, TIPTON, IA 52772-1901

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Jul 12, 2017
Property Address	509 E 2ND ST, TIPTON, IA 52772-1901
Document Number	001372/081
Book / Page	1372 / 081
Instrument Date	Jul 11, 2017
Instrument	2017 2150
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Tax	$319.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 E 2ND ST, TIPTON, IA 52772-1901

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,322.00	$320,330 (-) Land $33,810 Building $286,520	$320,330 (-) Land $33,810 Building $286,520
2025	$5,322.00 (+0.8%)	$320,330 (+11.89%) Land $33,810 Building $286,520	$320,330 (+11.89%) Land $33,810 Building $286,520
2024	$5,280.00 (+15.13%)
2023		$286,280 (+26.99%) Land $33,810 Building $252,470	$286,280 (+26.99%) Land $33,810 Building $252,470
2022	$4,586.00	$225,430 Land $28,610 Building $196,820
2021			$225,430 Land $28,610 Building $196,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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