601 E 2nd St, Tipton, IA 52772 Property Records

Cedar County property record for 601 E 2nd St, Tipton, IA 52772 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,250 sqft · built 1977
Lot Size	0.289 acres (12,632 sqft)
Owner	Company Name on File
Tax Bill	$3,910 (2024)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048011062550030`

Property Details

APN / Parcel Number

Primary APN	`048011062550030`
Alternative APN	`48004801106255003000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
Basement Area	1,134 sqft
Finished Basement	550 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	558 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	48004801106255003000
Street Address	601 E 2ND ST
City	TIPTON
State	IA
Zip	52772-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEHURSTS ADD LOTS 13 & 14 BLK 4
Legal Subdivision	PINEHURSTS ADD
Legal Block	4
Legal Lot Number	13,14 14
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3036
Census Tract	450300

Owner

Source: Cedar County records · APN 048011062550030

Assessment roll updated May 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	601 E 2ND ST, TIPTON, IA 52772-1903
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE ASSOCS
Dec 28, 2017	Warranty Deed, Transfer · ARM VERIDIAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2022
Deed Sale	Nov 04, 2022
Prior Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	0001674329
Deed Book / Page	1472 / 345
Prior Transfer Date	Jun 25, 2019
Prior Transfer Doc	1867
Record Updated	Jun 08, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Jun 25, 2019
Property Address	601 E 2ND ST, TIPTON, IA 52772-1903
Document Number	001472/345
Book / Page	1472 / 345
Instrument Date	Jun 24, 2019
Instrument	1867
Transaction Type	Transfer
Record Updated	Sep 07, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E 2ND ST, TIPTON, IA 52772-1903

Mortgage

Document Number	001472/348
Date	Jun 25, 2019
Book Page	1472/348
Instrument	1868

Lender

Name	RESIDENTIAL MORTGAGE ASSOCS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Dec 28, 2017
Property Address	601 E 2ND ST, TIPTON, IA 52772-1903
Document Number	001397/082
Book / Page	1397 / 082
Instrument Date	Dec 26, 2017
Instrument	2017 4216
Transaction Type	Transfer
Record Updated	Sep 07, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E 2ND ST, TIPTON, IA 52772-1903

Mortgage

Document Number	001397/085
Date	Dec 28, 2017
Book Page	1397/085
Instrument	2017 4217

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Cedar County records · Assessment roll updated May 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$247,860 (+13.5%) Land $28,230 Building $219,630	$247,860 (+13.5%) Land $28,230 Building $219,630
2024	$3,910.00 (+16.37%)
2023		$218,370 (+25.49%) Land $28,230 Building $190,140	$218,370 (+25.49%) Land $28,230 Building $190,140
2022	$3,360.00 Homeowner's exemption	$174,020 Land $23,890 Building $150,130
2021			$174,020 Land $23,890 Building $150,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cedar County (19031C), updated August 17, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 17% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

601 E 2nd St, Tipton, IA 52772 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E 2nd St

Nearby Streets

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