Worcester County and Winchendon Town property record for 705 Central St, Winchendon, MA 01475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,784 sqft · built 2001 |
| Lot Size | 1.01 acres (44,170 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Apr 2019) |
| Tax Bill | $4,993 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Jun 2020 Mortgage + 2 more |
| APN | WINC M:2 B:0 L:175 |
| Primary APN | WINC M:2 B:0 L:175 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,784 sqft Living Area |
| Gross Area | 3,405 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 224 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,170 sqft (1.01 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 705 CENTRAL ST |
|---|---|
| City | WINCHENDON |
| State | MA |
| Zip | 01475-1286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 175 |
| Jurisdiction | WINCHENDON MA |
| Township / Civil Division | WINCHENDON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 701101 |
Source: Worcester County and Winchendon Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 CENTRAL ST, WINCHENDON, MA 01475-1286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jun 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage LOANLEADERS OF AMERICA INC |
| Apr 16, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage QUAD CTY BK&TR |
| Nov 29, 2018 | Foreclosure FIDELITY COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on Record |
| Deed Sale | Apr 16, 2019 · Amount on Record |
| Prior Sale | Nov 29, 2018 · Amount on Record |
| Deed Book / Page | 60270 / 316 |
| Prior Transfer Date | Apr 12, 2019 |
| Prior Transfer Doc | 060270-316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 705 CENTRAL ST, WINCHENDON, MA 01475-1286 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 067065-111 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 67065/111 |
| Instrument | 14025 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 705 CENTRAL ST, WINCHENDON, MA 01475-1286 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 062518-244 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 62518/244 |
| Instrument | 57183 |
| Name | LOANLEADERS OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Recording Date | Apr 16, 2019 |
| Property Address | 705 CENTRAL ST, WINCHENDON, MA 01475-1286 |
| Document Number | 60270-316 |
| Book / Page | 060270 / 000316 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 32492 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,322.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 705 CENTRAL ST WINCHENDON MA 014751286, WINCHENDON, MA 01475-1286 |
| Document Number | 60270-319 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 060270/000319 |
| Instrument | 32493 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Recording Date | Nov 29, 2018 |
| Property Address | 705 CENTRAL ST, WINCHENDON, MA 01475-1286 |
| Document Number | 059746-365 |
| Book / Page | 59746 / 365 |
| Instrument | 125966 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.16 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0597460372 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 59746/0372 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Winchendon Town |
| Unified School District | Winchendon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,993.00 (-0.1%) | $424,900 (+6.6%) Land $41,500 Building $383,400 | $472,815 (+9.19%) |
| 2024 | $4,998.00 (+9.61%) | $398,600 (+17.13%) Land $39,700 Building $358,900 | $433,010 |
| 2023 | $4,560.00 | $340,300 Land $38,900 Building $301,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000 |
|---|---|
| Water Source | Purchased surface water from ASH/WIN JOINT WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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