706 Central St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 706 Central St, Winchendon, MA 01475

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,280 sqft · built 1977
Lot Size0.63 acres (27,443 sqft)
Owner2 Individual Names on Record
Last Sale$280,500 (May 2025)
Tax Bill$3,019 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Jun 2020 Mortgage
+ 2 more
APNWINC M:2 B:0 L:115

Property Details

APN / Parcel Number

Primary APNWINC M:2 B:0 L:115
Alternative APN
  • WCDN M:2 B:0 L:115

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
Gross Area2,506 sqft
Basement Area864 sqft
Unfinished Basement480 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,443 sqft (0.63 acres)
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Street Address706 CENTRAL ST
CityWINCHENDON
StateMA
Zip01475-1238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number115
JurisdictionWINCHENDON MA
Township / Civil DivisionWINCHENDON
Census Block Group1
Census Block1010
Census Tract701101

Owner

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address62 LUKE RD, ASHBY, MA 01431-2224
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 5, 2025Quit Claim Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 8, 2020Deed of Trust, Mortgage · VA Mortgage
WINTRUST MORTGAGE
May 3, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
WINTRUST MORTGAGE
May 30, 2018Quit Claim Deed, Transfer · FHA Mortgage
WINTRUST MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2025 · Amount on Record
Deed SaleMay 5, 2025 · Amount on Record
Prior SaleMay 30, 2018 · Amount on Record
Deed Book / Page71945 / 236
Record UpdatedOct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINCHENDON MA
Recording DateMay 5, 2025
Property Address706 CENTRAL ST, WINCHENDON, MA 01475-1238
Document Number071945-236
Book / Page71945 / 236
Instrument DateMay 5, 2025
Instrument35198
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address62 LUKE RD, ASHBY, MA 01431-2224

Mortgage

Document Number0000035199
DateMay 5, 2025
Instrument35199
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Property Address706 CENTRAL ST, WINCHENDON, MA 01475-1238
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62543-312
DateJun 8, 2020
Book Page62543/312
Instrument58971
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Property Address706 CENTRAL ST, WINCHENDON, MA 01475-1238
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyELEVATED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number60355-296
DateMay 3, 2019
Book Page60355/296
Instrument39450
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINCHENDON MA
Recording DateMay 30, 2018
Property Address706 CENTRAL ST, WINCHENDON, MA 01475-1238
Document Number58865-207
Book / Page58865 / 207
Instrument51714
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$24.79
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 CENTRAL ST, WINCHENDON, MA 01475-1238
InvestorPossibly a Property Investor

Mortgage

Document Number588650209
DateMay 30, 2018
Instrument58865/0209
Lender
NameWINTRUST MTG CORP
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 30, 2048

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionWinchendon Town
Unified School DistrictWinchendon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,019.00 (+2.76%)$256,900 (+9.65%) Land $36,800 Building $220,100$265,240 (-7.3%)
2024$2,938.00 (-2.29%)$234,300 (+4.41%) Land $35,200 Building $199,100$286,140
2023$3,007.00$224,400 Land $34,500 Building $189,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHENDON WATER DEPARTMENT
serves 5,706 people · EPA ID MA2343000
Water SourcePurchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State InspectionDec 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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