Worcester County and Winchendon Town property record for 680 Central St, Winchendon, MA 01475
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 3 ba · 3,422 sqft · built 2017 |
| Lot Size | 16.1 acres (703,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,305 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2019 Refinance + 1 more |
| APN | WINC M:2 B:0 L:136 |
| Primary APN | WINC M:2 B:0 L:136 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,422 sqft Living Area |
| Gross Area | 7,120 sqft |
| Basement Area | 2,284 sqft |
| Unfinished Basement | 1,142 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 703,712 sqft (16.1 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 680 CENTRAL ST |
|---|---|
| City | WINCHENDON |
| State | MA |
| Zip | 01475-1281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 136 |
| Jurisdiction | WINCHENDON MA |
| Township / Civil Division | WINCHENDON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 701101 |
680 Central St, a rural home, is owned and occupied by two individuals who acquired it in August 2015.
Source: Worcester County and Winchendon Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 680 CENTRAL ST, WINCHENDON, MA 01475-1281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| May 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ATHOL SAVINGS BANK |
| Apr 13, 2017 | Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2015 |
| Deed Sale | Aug 11, 2015 |
| Prior Sale | Jul 7, 2006 · Amount on File |
| Deed Document Number | 201581406 |
| Deed Book / Page | 54142 / 208 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 680 CENTRAL ST, WINCHENDON, MA 01475-1281 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64428-20 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 64428/20 |
| Instrument | 19246 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 680 CENTRAL ST, WINCHENDON, MA 01475-1281 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60433-309 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 60433/309 |
| Instrument | 45658 |
| Name | ATHOL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 680 CENTRAL ST, WINCHENDON, MA 01475-1281 |
| Document Number | 56999-204 |
| Book / Page | 056999 / 000204 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 56999-204 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 056999/000204 |
| Instrument | 39228 |
| Name | JG WENTWORTH HM LNDG |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2047 |
The 2025 property tax bill for 680 Central St was $8,305, up 3.1% from the year before.
Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Winchendon Town |
| Unified School District | Winchendon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,305.00 (+3.14%) | $706,822 (+10.08%) Land $45,522 Building $661,300 | $593,370 |
| 2024 | $8,052.00 (+4%) | $642,086 (+11.13%) Land $43,086 Building $599,000 | |
| 2023 | $7,742.00 | $577,786 Land $42,286 Building $535,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 680 Central St; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 680 Central St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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