Worcester County and Winchendon Town property record for 708 Central St, Winchendon, MA 01475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,198 sqft · built 1985 |
| Lot Size | 7.09 acres (308,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Aug 2023) |
| Tax Bill | $4,042 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Aug 2023 Sale & Mortgage + 3 more |
| APN | WINC M:2 B:0 L:126 |
| Primary APN | WINC M:2 B:0 L:126 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,198 sqft Living Area |
| Gross Area | 3,387 sqft |
| Basement Area | 778 sqft |
| Unfinished Basement | 156 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 308,840 sqft (7.09 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 708 CENTRAL ST |
|---|---|
| City | WINCHENDON |
| State | MA |
| Zip | 01475-1238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 126 |
| Jurisdiction | WINCHENDON MA |
| Township / Civil Division | WINCHENDON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 701101 |
708 Central St is owned and occupied by two individuals who bought it in August 2023.
Source: Worcester County and Winchendon Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 708 CENTRAL ST, WINCHENDON, MA 01475-1238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 24, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| May 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 16, 2018 | Deed of Trust, Mortgage · ARM HOMEBRIDGE FINANCIAL |
| Nov 13, 2019 | Quit Claim Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on File |
| Deed Sale | Aug 24, 2023 · Amount on File |
| Prior Sale | Nov 13, 2019 · Amount on File |
| Deed Book / Page | 69558 / 280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 708 CENTRAL ST, WINCHENDON, MA 01475-1238 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 072310-293 |
|---|---|
| Date | Jul 25, 2025 |
| Book Page | 72310/293 |
| Instrument | 61947 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Recording Date | Aug 24, 2023 |
| Property Address | 708 CENTRAL ST, WINCHENDON, MA 01475-1238 |
| Document Number | 069558-280 |
| Book / Page | 69558 / 280 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 70023 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 708 CENTRAL ST, WINCHENDON, MA 01475-1238 |
| Document Number | 0000070024 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 70024 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 708 CENTRAL ST, WINCHENDON, MA 01475-1238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60441-13 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 60441/13 |
| Instrument | 46217 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 708 CENTRAL ST, WINCHENDON, MA 01475-1238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59699-170 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 59699/170 |
| Instrument | 121997 |
| Name | HOMEBRIDGE FINANCIAL |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Recording Date | Nov 13, 2019 |
| Property Address | 708 CENTRAL ST, WINCHENDON, MA 01475-1238 |
| Document Number | 61409-300 |
| Book / Page | 61409 / 300 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 121793 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 CENTRAL ST, WINCHENDON, MA 01475-1238 |
| Document Number | 121794 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 121794 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 708 Central St was $4,042, up 2.4% from the year before.
Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Winchendon Town |
| Unified School District | Winchendon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,042.00 (+2.36%) | $344,000 (+9.24%) Land $56,600 Building $287,400 | $438,045 (+17.09%) |
| 2024 | $3,949.00 (+0.74%) | $314,900 (+7.66%) Land $54,800 Building $260,100 | $374,110 |
| 2023 | $3,920.00 | $292,500 Land $54,000 Building $238,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 708 Central St; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 708 Central St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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