615 Bluff St, Fulton, MO 65251 Property Records

Callaway County property record for 615 Bluff St, Fulton, MO 65251 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,052 sqft · built 1926
Lot Size	0.76 acres (33,149 sqft)
Owner	Individual Name on File
Tax Bill	$1,426 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-04.0-17.0-10-031-032.000`

Property Details

APN / Parcel Number

Primary APN	`13-04.0-17.0-10-031-032.000`
Alternative APN	`1304017010031030000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
1st Floor Area	1,026 sqft
Basement Area	1,026 sqft

Exterior

Year Built	Built 1926
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	33,149 sqft (0.76 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1304017010031032000
Street Address	615 BLUFF ST
City	FULTON
State	MO
Zip	65251-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 15 & PT 10' ALLEY ON S. SIDE
Legal Lot Number	15
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	1
Census Block	1000
Census Tract	70400

Owner

Source: Callaway County records · APN 13-04.0-17.0-10-031-032.000

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	615 BLUFF ST, FULTON, MO 65251-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED SECURITY BANK
Dec 27, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2019
Deed Sale	Dec 27, 2019
Deed Document Number	0000482859
Deed Book / Page	482 / 859
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	615 BLUFF ST, FULTON, MO 65251-2033
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000243/380
Date	Dec 27, 2019
Book Page	243/380
Instrument	201908006

Lender

Name	UNITED SECURITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	49 Months
Due	Jan 01, 2024

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Dec 27, 2019
Property Address	615 BLUFF ST, FULTON, MO 65251-2033
Document Number	201908005
Book / Page	859
Instrument Date	Dec 27, 2019
Instrument	201908005
Transaction Type	Transfer
Record Updated	Dec 09, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 BLUFF ST, FULTON, MO 65251-2033

Tax Assessment & Valuation

Source: Callaway County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,426.00 (-0.07%)	$23,079 (-)	$121,470 (-)
2024	$1,427.00 (+0.49%)	$23,079 (-)	$121,470 (-)
2023	$1,420.00 (+2.08%)	$23,079 (+2.1%)	$121,470 (+2.1%)
2022	$1,391.00	$22,604 Land $2,918 Building $19,686
2021			$118,970 Land $15,360 Building $103,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Callaway County (29027C), updated September 5, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290270704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1982–2016)
Most Recent Claim	Aug 2016, river or lake flooding
Claims By Storm	Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 528 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Socket Telecom	Fiber	2,500 / 2,500	Yes
Spectrum	Cable	1,000 / 1,000	Yes
Whittrio	Fixed Wireless (unlicensed)	100 / 50	No

May also be available at this address: T-Mobile USA, Callabyte Technology, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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