70454 Winding River Dr, Yulee, FL 32097 Property Records

Nassau County property record for 70454 Winding River Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,709 sqft · built 2023
Lot Size	0.164 acres (7,169 sqft)
Owner	Individual Name on Record
Last Sale	$319,990 (Jan 2023)
Tax Bill	$6,717 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-2N-26-1832-0162-0000`

Property Details

APN / Parcel Number

Primary APN	`13-2N-26-1832-0162-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,709 sqft Heated Area
Gross Area	2,360 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,169 sqft (0.164 acres)
Porch	Open Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	70454 WINDING RIVER DR
City	YULEE
State	FL
Zip	32097-0123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 162 RIVER GLEN PH 5A OR 2510/1956
Legal Subdivision	RIVER GLEN PH 5A
Legal Phase	5A
Legal Lot Number	162
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2024
Census Tract	50307

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	70454 WINDING RIVER DR, YULEE, FL 32097-0123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2023 · Amount on Record
Deed Sale	Jan 26, 2023 · Amount on Record
Deed Document Number	202345002270
Deed Book / Page	2615 / 483
Record Updated	Jun 8, 2026

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jan 26, 2023
Property Address	70454 WINDING RIVER DR, YULEE, FL 32097-0123
Document Number	0026150483
Book / Page	2615 / 483
Map Reference	MB 2510 PG 1956-1959
Instrument Date	Jan 24, 2023
Instrument	202345002270
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 29, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70454 WINDING RIVER DR, YULEE, FL 32097-0123

Mortgage

Document Number	0002615484
Date	Jan 26, 2023
Instrument	2615/484

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,717.00 (+0.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$283,095 (+2.9%)	$286,517 (+4.14%) Land $55,000 Building $231,517
2024	$6,665.00 (+74.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$275,117 (+400.21%) Land $55,000 Building $220,117	$275,117 (+400.21%) Land $55,000 Building $220,117
2023	$3,830.00	$55,000 Land $55,000	$55,000 (-82.81%) Land $55,000
			$319,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	142 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20