70465 Winding River Dr, Yulee, FL 32097 Property Records

Nassau County property record for 70465 Winding River Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,474 sqft · built 2022
Lot Size	0.182 acres (7,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,990 (Jan 2023)
Tax Bill	$8,106 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-2N-26-1832-0023-0000`

Property Details

APN / Parcel Number

Primary APN	`13-2N-26-1832-0023-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,474 sqft Living Area
Gross Area	2,894 sqft
1st Floor Area	1,044 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Lot Area	7,946 sqft (0.182 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	213 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	70465 WINDING RIVER DR
City	YULEE
State	FL
Zip	32097-0123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 23 RIVER GLEN PH 5A OR 2510/1956
Legal Subdivision	RIVER GLEN
Legal Lot Number	23
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2024
Census Tract	50307

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70465 WINDING RIVER DR, YULEE, FL 32097-0123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Deed Document Number	202311
Deed Book / Page	2611 / 391
Record Updated	Sep 20, 2026

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jan 3, 2023
Property Address	70465 WINDING RIVER DR, YULEE, FL 32097-0123
Document Number	0026110391
Book / Page	2611 / 391
Map Reference	MB 2510 PG 1956-1959
Instrument Date	Dec 29, 2022
Instrument	202345000011
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 29, 2024
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,192.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70465 WINDING RIVER DR, YULEE, FL 32097-0123

Mortgage

Document Number	0026110392
Date	Jan 3, 2023
Book Page	2611/392
Instrument	202345000012

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,106.00 (+0.8%) Homeowner's exemption	$368,601 (+2.9%)	$372,326 (+3.94%) Land $55,000 Building $317,326
2024	$8,042.00 (-4.61%) Homeowner's exemption	$358,213 (+4.36%) Land $55,000 Building $303,213	$358,213 (+4.36%) Land $55,000 Building $303,213
2023	$8,431.00 (+136.56%)	$343,261 (+524.11%) Land $55,000 Building $288,261	$343,261 (+524.11%) Land $55,000 Building $288,261
2022	$3,564.00	$55,000 Land $55,000	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	142 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20