Osceola County property record for 7040 Ranchero Ct, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,549 sqft Heated Area |
| Lot Size | 125,017 sqft (2.86 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $37,500 (2014) |
| Tax Bill | $4,848.00 (2025) |
| Primary APN | 103131 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,549 sqft Heated Area |
| Gross Area | 3,698 sqft Gross Area |
| 1st Floor | 2,185 sqft 1st Floor |
| Upper Floors | 364 sqft Upper Floors |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 125,017 sqft (2.86 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 506 sqft Garage |
| Pool Area | 480 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 1,666 sqft Deck |
| Porch | Open Porch |
| Porch Area | 643 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 103131 |
|---|---|
| Street Address | 7040 RANCHERO CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8391 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOTS 114 & 115 07/26/32 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UN 3 |
| Legal Tract | 2599 |
| Legal Block | 1 |
| Legal Lot Number | 7,114 115 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 43801 |
Source: Osceola County records · APN 103131
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7040 RANCHERO CT, SAINT CLOUD, FL 34771-8391 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 2014 · Amount on Record |
| Deed Sale | Aug 20, 2014 · Amount on Record |
| Prior Sale | Apr 03, 2014 |
| Deed Doc Number | 2014121459 |
| Deed Book / Page | 4653 / 2429 |
| Record Refreshed | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,848.00 (+14.34%) Homeowner's exemption | $339,402 (+13.41%) | $547,000 (+7.38%) Land $129,600 Building $417,400 |
| 2023 | $4,240.00 (+4.02%) Homeowner's exemption | $299,260 (+3%) | $509,400 (+20.54%) Land $85,000 Building $424,400 |
| 2022 | $4,076.00 Homeowner's exemption | $290,544 | $422,600 Land $68,000 Building $354,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 218 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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