Osceola County property record for 7005 Ranchero Ct, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,368 sqft · built 2019 |
| Lot Size | 1 acres (43,734 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Aug 2019) |
| Tax Bill | $3,307 (2025) |
| Deeds & Mortgages | Aug 2019 Sale Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 103149 |
| Primary APN | 103149 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,368 sqft Heated Area |
| Gross Area | 3,278 sqft |
| 1st Floor Area | 2,368 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,734 sqft (1 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Carport Area | 316 sqft |
| Pool Area | 360 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 470 sqft |
| Deck Area | 648 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 103149 |
|---|---|
| Street Address | 7005 RANCHERO CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OA1A |
| Legal Description | BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 132 07/26/32 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UN 3 |
| Legal Tract | 2599 |
| Legal Block | 1 |
| Legal Lot Number | 7,132 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 43801 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7005 RANCHERO CT, SAINT CLOUD, FL 34771-8392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2019 | Warranty Deed, Subdivision Related Transfer STEWART TITLE |
| Sep 13, 2018 | Warranty Deed, Transfer FIRST INT'L TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on Record |
| Deed Sale | Aug 29, 2019 · Amount on Record |
| Prior Sale | Sep 13, 2018 · Amount on Record |
| Deed Document Number | 2019112493 |
| Deed Book / Page | 5581 / 2462 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 29, 2019 |
| Property Address | 7005 RANCHERO CT, SAINT CLOUD, FL 34771-8392 |
| Document Number | 0055812462 |
| Book / Page | 005581 / 002462 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 112493 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7005 RANCHERO CT ST CLOUD FL 347718392, ST CLOUD, FL 34771-8392 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 13, 2018 |
| Property Address | 7005 RANCHERO CT, SAINT CLOUD, FL 34771-8392 |
| Document Number | 0054000872 |
| Book / Page | 005400 / 000872 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 137599 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2018 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $448.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2283 ELDORADO CT ST CLOUD FL 347719565, ST CLOUD, FL 34771-9565 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,307.00 (+7.83%) Homeowner's exemption | $228,138 (+5.99%) | $580,900 (+11.54%) Land $108,000 Building $472,900 |
| 2023 | $3,067.00 (+4.46%) Homeowner's exemption | $215,252 (+3%) | $520,800 (+20.47%) Land $85,000 Building $435,800 |
| 2022 | $2,936.00 Homeowner's exemption | $208,983 | $432,300 Land $68,000 Building $364,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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