7015 Ranchero Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 7015 Ranchero Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	1,908 sqft Heated Area
Lot Size	43,734 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$285,000 (2017)
Tax Bill	$3,773.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`103150`
Alternative APN	`182632259900011330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,908 sqft Heated Area
Gross Area	2,546 sqft Gross Area
1st Floor	1,908 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	43,734 sqft (1 acres)
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Fence	Fence
Patio Area	352 sqft Patio
Porch	Open Porch
Porch Area	422 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	103150
Street Address	7015 RANCHERO CT
City	SAINT CLOUD
State	FL
Zip	34771-8392
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 133 07/26/32
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UN 3
Legal Tract	2599
Legal Block	1
Legal Lot Number	7,133
Legal Unit	H
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1017
Census Tract	43801

Owner

Source: Osceola County records · APN 103150

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7015 RANCHERO CT, SAINT CLOUD, FL 34771-8392
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Aug 06, 2001 · Amount on Record
Deed Doc Number	2017138071
Deed Book / Page	5214 / 2901
Record Refreshed	Jun 08, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 28, 2017
Property Address	7015 RANCHERO CT, SAINT CLOUD, FL 34771-8392
Document Number	0052142901
Book / Page	5214 / 2901
Map Reference	MB4 PG59-61
Instrument Date	Sep 25, 2017
Instrument	2017138071
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded Values by County
Additional	Lis Pendens Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4054 CALEDONIA AVE, 4054, APOPKA, FL 32712-6045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7015 RANCHERO CT, SAINT CLOUD, FL 34771-8392

Mortgage

Document Number	52142903
Date	Sep 28, 2017
Instrument	5214/2903

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,773.00 (+7.49%) Homeowner's exemption	$261,804 (+5.99%)	$431,200 (+12.41%) Land $108,000 Building $323,200
2023	$3,510.00 (+7.21%) Homeowner's exemption	$247,016 (+5.92%)	$383,600 (+25.85%) Land $85,000 Building $298,600
2022	$3,274.00 Homeowner's exemption	$233,207	$304,800 Land $68,000 Building $236,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	About 1 in 199 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.