Osceola County property record for 7035 Ranchero Ct, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,858 sqft · built 2022 |
| Lot Size | 1 acres (43,734 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,000 (Mar 2021) |
| Tax Bill | $7,263 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Construction Loan Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-26-32-2599-0001-1340 |
| Primary APN | 18-26-32-2599-0001-1340 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,858 sqft Living Area |
| Gross Area | 2,641 sqft |
| 1st Floor Area | 1,858 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,734 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 570 sqft |
| Porch | Slab |
| Deck Area | 1,266 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 7035 RANCHERO CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 134 07/26/32 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UNIT 3 |
| Legal Tract | 2599 |
| Legal Block | 1340 |
| Legal Lot Number | 134 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 43801 |
Source: Osceola County records · APN 18-26-32-2599-0001-1340
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7035 RANCHERO CT, SAINT CLOUD, FL 34771-8392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Warranty Deed, Construction Loan · Construction Mortgage CENTENNIAL BANK |
| Feb 12, 2021 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2021 · Amount on Record |
| Deed Sale | Mar 22, 2021 · Amount on Record |
| Prior Sale | Feb 12, 2021 · Amount on Record |
| Deed Document Number | 202142217 |
| Deed Book / Page | 5917 / 1444 |
| Prior Transfer Date | Nov 22, 2014 |
| Prior Transfer Doc | 0000178012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 22, 2021 |
| Property Address | 7035 RANCHERO CT, SAINT CLOUD, FL 34771-8392 |
| Document Number | 0059171444 |
| Book / Page | 5917 / 1444 |
| Map Reference | MB 4 PG 59-61 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021042217 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 22, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $686.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1136 NEW YORK AVE, SAINT CLOUD, FL 34769-3782 |
| Name | Verified Name |
|---|---|
| Address | 2021 NATIONS WAY, SAINT CLOUD, FL 34769-1826 |
| Document Number | 0059171445 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 5917/1445 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Apr 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 12, 2021 |
| Property Address | 7035 RANCHERO CT, SAINT CLOUD, FL 34771-8392 |
| Document Number | 0058902674 |
| Book / Page | 5890 / 2674 |
| Map Reference | MB 4 PG 59-61 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2021021330 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $665.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 EDGEWOOD DR, KATONAH, NY 10536-3139 |
| Name | Verified Name |
|---|---|
| Address | 1136 NEW YORK AVE, SAINT CLOUD, FL 34769-3782 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,263.00 (+6.36%) Homeowner's exemption | $513,718 (+5.99%) | $542,400 (+11.9%) Land $108,000 Building $434,400 |
| 2023 | $6,829.00 (+347.51%) Homeowner's exemption | $484,700 (+612.79%) Land $85,000 Building $399,700 | $484,700 (+612.79%) Land $85,000 Building $399,700 |
| 2022 | $1,526.00 | $68,000 Land $68,000 | $68,000 Land $68,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 199 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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