Schenectady County and Schenectady City property record for 704 Windsor Ter, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,626 sqft · built 1904 |
| Lot Size | 0.082 acres (3,600 sqft) |
| Owner | Company Name on File |
| Last Sale | $500 (Aug 2018) |
| Tax Bill | $5,030 (2026) |
| Deeds & Mortgages | Sep 2026 Transfer Jun 2023 Sale & Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.82-1-4 |
| Primary APN | 421500 39.82-1-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,626 sqft Total Area |
| 1st Floor Area | 972 sqft |
| 2nd Floor Area | 654 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 3,600 sqft (0.082 acres) |
| Lot Dimensions | 120 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 259 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 704 WINDSOR TER |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3122 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20800 |
704 Windsor Ter, a duplex, is owned by a company that acquired it in June 2023.
Source: Schenectady County and Schenectady City records, as of October 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8 PLUM ST, RENSSELAER, NY 12144-2422 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 20, 2023 | Quit Claim Deed, Construction Loan · Construction Mortgage SUNMARK FCU |
| Mar 18, 2019 | Correction Deed NOT AVAILABLE |
| Mar 6, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Aug 22, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2018 · Amount on File |
| Deed Sale | Aug 22, 2018 · Amount on File |
| Prior Sale | Oct 24, 2006 · Amount on File |
| Deed Document Number | 201837634 |
| Deed Book / Page | 1994 / 319 |
| Last Transfer Date | Jun 1, 2023 |
| Transfer Doc | 0000020697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 17, 2026 |
| Property Address | 704 WINDSOR TER, SCHENECTADY, NY 12308-3122 |
| Document Number | 0000020697 |
| Book / Page | 2179 / 669 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 202620697 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST, SCHENECTADY, NY 12305-1905 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 20, 2023 |
| Property Address | 704 WINDSOR TER, SCHENECTADY, NY 12308-3122 |
| Document Number | 0000035143 |
| Book / Page | 2110 / 129 |
| Instrument Date | May 31, 2023 |
| Instrument | 202335143 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 JAY ST, SCHENECTADY, NY 12305-1905 |
| Name | Verified Name |
|---|---|
| Address | 8 PLUM ST, RENSSELAER, NY 12144-2422 |
| Document Number | 0000035147 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 202335147 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 132 Months |
| Due | Jun 15, 2034 |
| Document Number | 0000035148 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 106/701 |
| Instrument | 202335148 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 18, 2019 |
| Property Address | 704 WINDSOR TER, SCHENECTADY, NY 12308-3122 |
| Document Number | 0000011685 |
| Book / Page | 002007 / 000512 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 11685 |
| Record Updated | Apr 1, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 6, 2019 |
| Property Address | 704 WINDSOR TER, SCHENECTADY, NY 12308-3122 |
| Document Number | 0000009779 |
| Book / Page | 002006 / 000871 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 9779 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 22, 2018 |
| Property Address | 704 WINDSOR TER, SCHENECTADY, NY 12308-3122 |
| Document Number | 0000037634 |
| Book / Page | 001994 / 000319 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 37634 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 10, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2026 property tax bill for 704 Windsor Ter was $5,030, down 21.3% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,030.00 (-21.27%) | ||
| 2025 | $6,389.00 | $93,500 Land $14,000 Building $79,500 | $154,827 Land $23,183 Building $131,644 |
| 2023 | $93,500 (-) Land $14,000 Building $79,500 | $118,354 (+3.8%) Land $17,721 Building $100,633 | |
| 2022 | $93,500 Land $14,000 Building $79,500 | $114,024 Land $17,073 Building $96,951 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 704 Windsor Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 704 Windsor Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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