Schenectady County and Schenectady City property record for 702 Windsor Ter, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 1,440 sqft · built 1930 |
| Lot Size | 0.088 acres (3,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Jun 2007) |
| Tax Bill | $5,444 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.82-1-3 |
| Primary APN | 421500 39.82-1-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Total Area |
| 1st Floor Area | 720 sqft |
| 2nd Floor Area | 720 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,840 sqft (0.088 acres) |
| Lot Dimensions | 120 ft deep x 32 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 581 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 702 WINDSOR TER |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3122 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20800 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 702 WINDSOR TER, SCHENECTADY, NY 12308-3122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Oct 13, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2007 · Amount on Record |
| Deed Sale | Jun 12, 2007 · Amount on Record |
| Deed Book / Page | 1761 / 272 |
| Prior Transfer Date | Apr 11, 2001 |
| Prior Transfer Doc | 1600000126 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 702 WINDSOR TER, SCHENECTADY, NY 12308-3122 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 51 CENTRAL AVE, TAPPAN, NY 10983-1902 |
| Document Number | 0000029444 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 202529444 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 21, 2023 |
| Property Address | 702 WINDSOR TER, SCHENECTADY, NY 12308-3122 |
| Document Number | 0000022948 |
| Book / Page | 2106 / 673 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 202322948 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | MARATHON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1552 FOSTER AVE, SCHENECTADY, NY 12308-1822 |
| Name | Verified Name |
|---|---|
| Address | 51 CENTRAL AVE, TAPPAN, NY 10983-1902 |
| Document Number | 0000022949 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 202322949 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 13, 2022 |
| Property Address | 702 WINDSOR TER, SCHENECTADY, NY 12308-3122 |
| Document Number | 0000004424 |
| Book / Page | 2094 / 246 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 202204424 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 279 PERCY HOLMES RD, WORCESTER, NY 12197-5512 |
| Name | Verified Name |
|---|---|
| Address | 1552 FOSTER AVE, SCHENECTADY, NY 12308-1822 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,444.00 (+8.36%) | $86,400 (-) Land $13,000 Building $73,400 | $143,070 (+30.82%) Land $21,527 Building $121,543 |
| 2023 | $86,400 (-) Land $13,000 Building $73,400 | $109,367 (+3.8%) Land $16,456 Building $92,911 | |
| 2022 | $86,400 Land $13,000 Building $73,400 | $105,366 Land $15,854 Building $89,512 | |
| 2021 | $5,024.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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