699 Windsor Ter, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 699 Windsor Ter, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,520 sqft · built 1900
Lot Size	0.062 acres (2,700 sqft)
Owner	2 Individual Names on File
Last Sale	$158,000 (Oct 2021)
Tax Bill	$5,498 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.74-3-32`

Property Details

APN / Parcel Number

Primary APN	`421500 39.74-3-32`
Alternative APN	`150003907400030320000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,520 sqft Total Area
1st Floor Area	760 sqft
2nd Floor Area	760 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,700 sqft (0.062 acres)
Lot Dimensions	90 ft deep x 30 ft wide
Porch	Slab
Porch Area	64 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	699 WINDSOR TER
City	SCHENECTADY
State	NY
Zip	12308-3119
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	3
Legal Lot Number	32.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1002
Census Tract	20800

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.74-3-32

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	699 WINDSOR TER, SCHENECTADY, NY 12308-3119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	Jul 11, 2012 · Amount on Record
Deed Document Number	202154276
Deed Book / Page	2070 / 522
Record Updated	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 28, 2021
Property Address	699 WINDSOR TER, SCHENECTADY, NY 12308-3119
Document Number	0000054276
Book / Page	2070 / 522
Instrument Date	Oct 22, 2021
Instrument	202154276
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$632.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	193 NUNDA AVE, 193, JERSEY CITY, NJ 07306-6607

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1532 UNION ST, SCHENECTADY, NY 12309-6002

Mortgage

Document Number	0000054277
Date	Oct 28, 2021
Instrument	202154277

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,498.00 (+15.02%)	$91,200 (-) Land $12,500 Building $78,700	$151,018 (+30.82%) Land $20,699 Building $130,319
2023		$91,200 (+9.48%) Land $12,500 Building $78,700	$115,443 (+13.64%) Land $15,823 Building $99,620
2022		$83,300 Land $12,500 Building $70,800	$101,585 Land $15,244 Building $86,341
2021	$4,780.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Based on FCC filings for 461 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.