Schenectady County and Schenectady City property record for 703 Windsor Ter, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,114 sqft · built 1890 |
| Lot Size | 0.109 acres (4,770 sqft) |
| Owner | Company Name on Record |
| Last Sale | $140,000 (Sep 2023) |
| Tax Bill | $7,092 (2026) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.74-3-30 |
| Primary APN | 421500 39.74-3-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,114 sqft Total Area |
| 1st Floor Area | 1,824 sqft |
| 2nd Floor Area | 969 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,770 sqft (0.109 acres) |
| Lot Dimensions | 90 ft deep x 53 ft wide |
| Porch | Porch |
| Porch Area | 228 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 703 WINDSOR TER |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3121 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND BRICK |
| Legal Block | 3 |
| Legal Lot Number | 30.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20800 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20 TURNBERRY DR, SLINGERLANDS, NY 12159-9250 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BROADVIEW FCU |
| Aug 6, 2021 | Deed, Transfer · Stand-Alone First Mortgage CARL FLORIO |
| Dec 20, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on Record |
| Deed Sale | Sep 26, 2023 · Amount on Record |
| Prior Sale | Dec 20, 2019 · Amount on Record |
| Deed Document Number | 202354222 |
| Deed Book / Page | 2116 / 407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 703 WINDSOR TER, SCHENECTADY, NY 12308-3121 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Title Company | CLAY TITLE SERVICES INC, LEGACY TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 20 TURNBERRY DR, SLINGERLANDS, NY 12159-9250 |
| Document Number | 0000071479 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 5348/272 |
| Instrument | 202371479 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 6, 2021 |
| Property Address | 703 WINDSOR TER, SCHENECTADY, NY 12308-3121 |
| Document Number | 0000038061 |
| Book / Page | 2064 / 327 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 202138061 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | BENNETT TITLE & ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $706.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2501, GLENVILLE, NY 12325-0501 |
| Name | Verified Name |
|---|---|
| Address | 20 TUMBERRY DRIVE, SLINGERLANDS, NY 12159 |
| Document Number | 0000038062 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 202138062 |
| Name | CARL FLORIO |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 20, 2019 |
| Property Address | 703 WINDSOR TER, SCHENECTADY, NY 12308-3121 |
| Document Number | 0000056580 |
| Book / Page | 002026 / 000962 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 56580 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2501 GLENVILLE NY 123250501, GLENVILLE, NY 12325-0501 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,092.00 (+2.95%) | ||
| 2025 | $6,889.00 (+6.48%) | $124,000 (-) Land $18,600 Building $105,400 | $205,332 (+30.82%) Land $30,800 Building $174,532 |
| 2023 | $124,000 (-) Land $18,600 Building $105,400 | $156,962 (+3.8%) Land $23,544 Building $133,418 | |
| 2022 | $124,000 Land $18,600 Building $105,400 | $151,220 Land $22,683 Building $128,537 | |
| 2021 | $6,470.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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