Martin County property record for 695 SW River Bend Cir, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,568 sqft · built 2005 |
| Lot Size | 0.411 acres (17,903 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $591,000 (Oct 2007) |
| Tax Bill | $7,563 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit Dec 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 55-38-41-321-000-0026.0-0-0000 |
| Primary APN | 55-38-41-321-000-0026.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,568 sqft Living Area |
| Gross Area | 3,187 sqft |
| 1st Floor Area | 2,568 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 17,903 sqft (0.411 acres) |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 619 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 272 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 897228 |
|---|---|
| Street Address | 695 SW RIVER BEND CIR |
| City | STUART |
| State | FL |
| Zip | 34997-7421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM3 |
| Legal Description | LOT 26 LOST RIVER BEND PH 2 OF LOST RIVER (PB 16 PG 2) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | LOST RIVER BEND |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1103 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 695 SW RIVER BEND CIR, STUART, FL 34997-7421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 28, 2020 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2007 · Amount on Record |
| Deed Sale | Oct 2, 2007 · Amount on Record |
| Prior Sale | Dec 14, 2005 · Amount on Record |
| Deed Document Number | 20072042011 |
| Deed Book / Page | 2282 / 233 |
| Last Transfer Date | Nov 12, 2007 |
| Transfer Doc | 0022952817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 695 SW RIVER BEND CIR, STUART, FL 34997-7421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030031475 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 03003/1475 |
| Instrument | 2704375 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 695 SW RIVER BEND CIR, STUART, FL 34997-7421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031842143 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 3184/2143 |
| Instrument | 2858067 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,563.00 (-0.81%) Homeowner's exemption | $492,613 (+5.99%) | $717,730 (-1.36%) Land $350,000 Building $367,730 |
| 2024 | $7,625.00 (+1.87%) | ||
| 2023 | $7,485.00 (+3.51%) Additional exemption filed | $464,787 (+3%) | $727,650 (+10.32%) Land $350,000 Building $377,650 |
| 2022 | $7,231.00 Homeowner's exemption | $451,250 | $659,610 Land $325,000 Building $334,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 32 condo units |
| Nearby Flood Claims | 170 (1979–2025) |
| Claims Outside the SFHA | 25 of 170 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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