Martin County property record for 699 SW River Bend Cir, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,818 sqft · built 2005 |
| Lot Size | 0.324 acres (14,113 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,249,000 (Aug 2026) |
| Tax Bill | $9,844 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2022 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 55-38-41-321-000-0025.0-0-0000 |
| Primary APN | 55-38-41-321-000-0025.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,818 sqft Living Area |
| Gross Area | 3,460 sqft |
| 1st Floor Area | 2,818 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 14,113 sqft (0.324 acres) |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 642 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 400 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 696438 |
|---|---|
| Street Address | 699 SW RIVER BEND CIR |
| City | STUART |
| State | FL |
| Zip | 34997-7421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM3 |
| Legal Description | LOT 25 LOST RIVER BEND PH 2 OF LOST RIVER (PB 16 PG 2) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | LOST RIVER BEND |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1103 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 699 SW RIVER BEND CIR, STUART, FL 34997-7421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 6, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on Record |
| Deed Sale | Aug 14, 2026 · Amount on Record |
| Prior Sale | Sep 23, 2015 · Amount on Record |
| Deed Document Number | 20263200567 |
| Deed Book / Page | 3584 / 2962 |
| Prior Transfer Date | Dec 5, 2024 |
| Prior Transfer Doc | 0034712937 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Aug 14, 2026 |
| Property Address | 699 SW RIVER BEND CIR, STUART, FL 34997-7421 |
| Document Number | 0003200567 |
| Book / Page | 3584 / 2962 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 20263200567 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2026 |
| Title Company | MEDFORD TITLE AGENCY, WEXFORD TITLE PLLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $883,043.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 699 SW RIVER BEND CIR, STUART, FL 34997-7421 |
| Document Number | 0003200568, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 20263200568 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | May 6, 2022 |
| Property Address | 699 SW RIVER BEND CIR, STUART, FL 34997-7421 |
| Document Number | 0033112196 |
| Book / Page | 3311 / 2196 |
| Map Reference | MB 16 PG 2 |
| Instrument Date | May 6, 2022 |
| Instrument | 2958971 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 699 SW RIVER BEND CIR, 699, STUART, FL 34997-7421 |
| Name | Verified Name |
|---|---|
| Address | 699 SW RIVER BEND CIR, STUART, FL 34997-7421 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,844.00 (-0.88%) | $642,326 (+5.99%) | $787,050 (-1.48%) Land $350,000 Building $437,050 |
| 2024 | $9,931.00 (+1.78%) | ||
| 2023 | $9,757.00 (+2.66%) Additional exemption filed | $606,043 (+3%) | $798,850 (+10.54%) Land $350,000 Building $448,850 |
| 2022 | $9,504.00 Homeowner's exemption | $588,392 | $722,670 Land $325,000 Building $397,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 32 condo units |
| Nearby Flood Claims | 170 (1979–2025) |
| Claims Outside the SFHA | 25 of 170 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures