728 Riverbank Dr, Geneva, IL 60134 Property Records

Kane County property record for 728 Riverbank Dr, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Lot Size0.167 acres (7,292 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (May 2020)
Tax Bill$10,213 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-10-377-018

Property Details

APN / Parcel Number

Primary APN12-10-377-018

Exterior

Lot Area7,292 sqft (0.167 acres)

Location & Zoning

Street Address728 RIVERBANK DR
CityGENEVA
StateIL
Zip60134-3334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERBANK CROSSING PT LT 3 DESC AS UNIT 3-5 IN TAX PAYER REQUEST DATED 7/31/18 WITH SURVEY
Legal SubdivisionRIVERBANK CROSSING
Legal Block1
Legal Lot Number3
Legal Unit3-5
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1023
Census Tract852606

Owner

728 Riverbank Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Kane County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address728 RIVERBANK DR, GENEVA, IL 60134-3334
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2020 · Amount on File
Deed SaleMay 7, 2020 · Amount on File
Deed Document Number202023057
Record UpdatedSep 20, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 7, 2020
Property Address728 RIVERBANK DR, GENEVA, IL 60134-3334
Document Number0000023057
Instrument DateApr 8, 2020
Instrument2020K023057
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address728 RIVERBANK DR, GENEVA, IL 60134-3334

Mortgage

Document Number0000023058
DateMay 7, 2020
Instrument2020K023058
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 728 Riverbank Dr was $10,213 with a homeowner's exemption.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,213.00 Homeowner's exemption
2024$137,704 Land $44,339 Building $93,365$413,277 Land $133,070 Building $280,207
2022$10,418.00 (+3.01%) Homeowner's exemption$130,785 (+3.86%) Land $37,454 Building $93,331$392,355 (+3.86%) Land $112,362 Building $279,993
2021$10,114.00 Homeowner's exemption$125,924 Land $36,062 Building $89,862$377,772 Land $108,186 Building $269,586

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 728 Riverbank Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1996–2002)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 728 Riverbank Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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