704 Emerald St, Lowell, AR 72745 Property Records

Benton County property record for 704 Emerald St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,502 sqft · built 2001
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Sep 2022)
Tax Bill	$2,635 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02068-000`

Property Details

APN / Parcel Number

Primary APN	`12-02068-000`
Alternative APNs	`44665.0` `44665`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,502 sqft Living Area
Gross Area	1,882 sqft
1st Floor Area	1,502 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	656 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	84 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	704 EMERALD ST
City	LOWELL
State	AR
Zip	72745-8822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	18
Legal Section	12
Legal Subdivision	SOUTHFORK SUB PH IIIA-LOWELL
Legal Lot Number	42
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3011
Census Tract	21406

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 EMERALD ST, LOWELL, AR 72745-8822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARVEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Mar 30, 2001 · Amount on Record
Deed Document Number	202261399
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Sep 22, 2022
Property Address	704 EMERALD ST, LOWELL, AR 72745-8822
Document Number	L202261399
Map Reference	PL P-2 PG 878-878E
Instrument Date	Sep 20, 2022
Instrument	L202261399
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 EMERALD ST, LOWELL, AR 72745-8822

Mortgage

Document Number	L202261400
Date	Sep 22, 2022
Instrument	L202261400

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	704 EMERALD ST, LOWELL, AR 72745-8822
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202205065
Date	Jan 24, 2022
Instrument	L202205065

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	704 EMERALD ST, LOWELL, AR 72745-8822
Document Number	0000054343
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 EMERALD ST LOWELL AR 727458822, LOWELL, AR 72745-8822

Mortgage

Document Number	0000054343
Date	Oct 10, 2019
Instrument	54343

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 9, 2034

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,635.00 (+9.2%)	$54,101 (-) Land $15,200 Building $38,901	$270,505 (-) Land $76,000 Building $194,505
2025	$2,413.00 (+29.52%)	$54,101 (+54.49%) Land $15,200 Building $38,901
2024			$270,505 (+54.49%) Land $76,000 Building $194,505
2023	$1,863.00	$35,020 Land $7,200 Building $27,820	$175,100 Land $36,000 Building $139,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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