701 Emerald St, Lowell, AR 72745 Property Records

Benton County property record for 701 Emerald St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,361 sqft · built 2001
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$284,000 (Jun 2024)
Tax Bill	$2,949 (2026)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02071-000`

Property Details

APN / Parcel Number

Primary APN	`12-02071-000`
Alternative APNs	`44668.0` `44668`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,361 sqft Living Area
Gross Area	1,741 sqft
1st Floor Area	1,361 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	608 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Patio Area	36 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	701 EMERALD ST
City	LOWELL
State	AR
Zip	72745-8824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	18
Legal Section	12
Legal Subdivision	SOUTHFORK SUB PH IIIA-LOWELL
Legal Lot Number	45
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3008
Census Tract	21406

Owner

701 Emerald St is owned and occupied by an individual who bought it in June 2024.

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	701 EMERALD ST, LOWELL, AR 72745-8824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2024	Warranty Deed, Transfer · FHA Mortgage CENTENNIAL BANK
Oct 6, 2020	Warranty Deed, Transfer · Conventional with PMI ARVEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2024 · Amount on File
Deed Sale	Jun 10, 2024 · Amount on File
Prior Sale	Oct 6, 2020 · Amount on File
Deed Document Number	202429807
Prior Transfer Date	Nov 24, 2008
Prior Transfer Doc	2008048351
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jun 10, 2024
Property Address	701 EMERALD ST, LOWELL, AR 72745-8824
Document Number	L202429807
Map Reference	REC P-2 PG 878
Instrument Date	Jun 7, 2024
Instrument	L202429807
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	CITY TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 EMERALD ST, LOWELL, AR 72745-8824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 EMERALD ST, LOWELL, AR 72745-8824

Mortgage

Document Number	L202429808
Date	Jun 10, 2024
Instrument	L202429808

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Oct 6, 2020
Property Address	701 EMERALD ST, LOWELL, AR 72745-8824
Document Number	0000063615
Instrument Date	Sep 30, 2020
Instrument	63615
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	REALTY TITLE AND CLOSING SERVICES LLC, REALTY TITLE & CLOSING SVC LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 EMERALD ST LOWELL AR 727458824, LOWELL, AR 72745-8824

Mortgage

Document Number	63616
Date	Oct 6, 2020
Instrument	63616

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 701 Emerald St was $2,949, up 0.8% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,949.00 (+0.82%)	$50,939 (-) Land $15,200 Building $35,739	$254,695 (-) Land $76,000 Building $178,695
2025	$2,925.00	$50,939 Land $15,200 Building $35,739	$254,695 (-) Land $76,000 Building $178,695
2024			$254,695 (+56.59%) Land $76,000 Building $178,695
2023	$1,730.00 Homeowner's exemption	$32,530 Land $7,200 Building $25,330	$162,650 Land $36,000 Building $126,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 701 Emerald St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 Emerald St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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