708 Emerald St, Lowell, AR 72745 Property Records

Benton County property record for 708 Emerald St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,364 sqft · built 2001
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Nov 2010)
Tax Bill	$1,807 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02066-000`

Property Details

APN / Parcel Number

Primary APN	`12-02066-000`
Alternative APNs	`44663.0` `44663`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,364 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	608 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	708 EMERALD ST
City	LOWELL
State	AR
Zip	72745-8822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	18
Legal Section	12
Legal Subdivision	SOUTHFORK SUB PH IIIA-LOWELL
Legal Lot Number	40
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3011
Census Tract	21406

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 EMERALD ST, LOWELL, AR 72745-8822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ARVEST BANK
Oct 31, 2017	Warranty Deed, Transfer · FHA Mortgage BANK OF AR
Aug 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2010 · Amount on Record
Deed Sale	Nov 12, 2010 · Amount on Record
Prior Sale	Jul 9, 2010 · Amount on Record
Deed Book / Page	2010 / 57834
Prior Transfer Date	Jul 1, 2010
Prior Transfer Doc	2010035402
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON AR
Recording Date	Dec 28, 2021
Property Address	708 EMERALD ST, LOWELL, AR 72745-8822
Document Number	L202195433
Map Reference	PL P-2 PG 878-878E
Instrument Date	Dec 21, 2021
Instrument	L202195433
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ACO TITLE, WACO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	708 EMERALD ST, LOWELL, AR 72745-8822

Mortgage

Document Number	L202195434
Date	Dec 28, 2021
Instrument	L202195434

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Oct 31, 2017
Property Address	708 EMERALD ST, LOWELL, AR 72745-8822
Document Number	0000057002
Instrument Date	Oct 25, 2017
Instrument	57002
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CITY TITLE AND CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 EMERALD ST LOWELL AR 727458822, LOWELL, AR 72745-8822

Mortgage

Document Number	57003
Date	Oct 31, 2017
Instrument	57003

Lender

Name	BANK OF AR
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON AR
Recording Date	Aug 24, 2017
Property Address	708 EMERALD ST, LOWELL, AR 72745-8822
Document Number	0000D52435
Instrument Date	Aug 22, 2017
Instrument	D52435
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,807.00 (+5.43%)	$51,024 (-) Land $15,200 Building $35,824	$255,120 (-) Land $76,000 Building $179,120
2025	$1,714.00 (+18.78%)	$51,024 (+55.47%) Land $15,200 Building $35,824	$255,120 (-) Land $76,000 Building $179,120
2024			$255,120 (+55.47%) Land $76,000 Building $179,120
2023	$1,443.00 Homeowner's exemption	$32,820 Land $7,200 Building $25,620	$164,100 Land $36,000 Building $128,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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